File Clerks Salary
File Clerks in Waco, TX make a median of $38,500 a year, or about $18.51 an hour. The range runs from $27K at the entry level to $52K for experienced workers. Cost of living is below average (RPP 92.55), which stretches that salary to about $41,599 in buying power. A 2-bedroom apartment runs $973/month, about 35.1% of take-home, which is tight.
So what does $39K get you in Waco?
Groceries, utilities, transportation, and healthcare scaled from national averages by Waco’s Regional Price Parity (92.55). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About file clerks
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What this looks like in Waco
Pay for file clerks in Waco runs about 12% below the U.S. median of $44K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $973/month, which is 35.4% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 92.55 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for file clerkss.
Compared to nearby metros
Median pay for file clerks in metros near Waco, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $43K | $42K |
| Houston-Pasadena-The Woodlands | $41K | $42K |
| Austin-Round Rock-San Marcos | $46K | $47K |
| San Antonio-New Braunfels | $40K | $42K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Waco, TX
Entry-level file clerks (10th percentile) start around $27K. Mid-career wages sit at $39K. Top earners bring in $52K or more, a $25K spread from bottom to top.
File Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View File Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Oregon | $51K | +16% | 970 |
| Hawaii | $51K | +16% | 100 |
| Illinois | $50K | +14% | 3,780 |
| Alaska | $50K | +14% | 150 |
| California | $49K | +12% | 9,520 |
| Massachusetts | $48K | +11% | 600 |
| Vermont | $48K | +9% | 70 |
| Minnesota | $47K | +7% | 760 |
| Iowa | $47K | +7% | 430 |
| Colorado | $46K | +7% | 1,130 |
| Idaho | $46K | +5% | 540 |
| Washington | $46K | +5% | 520 |
| Wisconsin | $45K | +4% | 1,550 |
| Maryland | $45K | +3% | 880 |
| Connecticut | $45K | +3% | 350 |
| New Jersey | $44K | +2% | 2,310 |
| New Hampshire | $44K | +2% | 300 |
| New York | $44K | +2% | 2,590 |
| Nevada | $44K | +1% | 1,110 |
| Michigan | $44K | +1% | 1,820 |
| Maine | $44K | +1% | 210 |
| Arizona | $44K | +0% | 2,190 |
| North Carolina | $43K | -1% | 1,970 |
| Tennessee | $43K | -1% | 2,060 |
| Pennsylvania | $43K | -2% | 2,830 |
| North Dakota | $43K | -2% | 60 |
| Kansas | $42K | -3% | 570 |
| Florida | $42K | -4% | 6,180 |
| Utah | $41K | -5% | 510 |
| Georgia | $41K | -6% | 2,570 |
| Ohio | $41K | -7% | 1,820 |
| Nebraska | $41K | -7% | 750 |
| Delaware | $40K | -8% | N/A |
| Virginia | $40K | -8% | 2,110 |
| Indiana | $40K | -9% | 1,430 |
| Texas | $39K | -9% | 11,340 |
| South Carolina | $39K | -10% | 1,210 |
| Kentucky | $39K | -10% | 250 |
| Oklahoma | $39K | -10% | 1,440 |
| Arkansas | $38K | -12% | 310 |
| Missouri | $38K | -12% | 1,000 |
| Montana | $38K | -12% | 410 |
| Alabama | $38K | -12% | 110 |
| New Mexico | $38K | -14% | 340 |
| South Dakota | $37K | -16% | N/A |
| Rhode Island | $36K | -17% | N/A |
| Louisiana | $32K | -26% | 680 |
| West Virginia | $32K | -28% | 260 |
| Mississippi | $31K | -28% | N/A |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track file clerks salary changes
BLS updates this data quarterly. We'll email you when Waco numbers change.
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Frequently asked questions
Can a file clerk afford a 2BR apartment alone in Waco?
It’s a stretch — at the median salary of $39K, rent takes 35.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $973/month. The 30% guideline puts the comfortable ceiling at roughly $800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for file clerks in Waco?
The 10th-percentile wage — what new file clerks typically earn — is $27K/year. Take-home on that works out to about $1,643/month. At HUD’s $973/month FMR, rent would take 59% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is file clerk a high-paying job in Waco?
Local pay runs 12% below the national median — $39K here vs. $44K nationally. Cost of living is 7% below the national average, which narrows that gap in real purchasing power.
How does Waco compare to the national average for file clerks?
Waco pays $39K median vs. the U.S. average of $44K — that’s -12%. After adjusting for local cost of living (RPP 92.55), the purchasing-power equivalent is $42K — below the national median.
How much do file clerks make in Waco, TX?
The median is $38,500 a year, that works out to about $19 an hour. But the range is wide: entry-level workers start around $27,380, and experienced file clerks can clear $52,310. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $39K enough to live in Waco?
On that salary, you'd take home roughly $2,748/month after taxes. A 2-bedroom here rents for about $973/month, which eats 35.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a file clerks salary go in Waco?
Waco has a Regional Price Parity of 92.55 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median file clerks salary is worth about $41,599 in national-average purchasing power.
Where do file clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.