Personal Financial Advisors Salary
The median pay for a personal financial advisors in Charlotte-Concord-Gastonia, NC-SC is $99,440/year ($47.81/hour), per BLS data. The range runs from $50K at the entry level to $222K for experienced workers.
So what does $99K get you in Charlotte-Concord-Gastonia?
Groceries, utilities, transportation, and healthcare scaled from national averages by Charlotte-Concord-Gastonia’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Charlotte-Concord-Gastonia
Personal financial advisors pay in Charlotte-Concord-Gastonia tracks closely to the national median, $99K locally vs. $105K nationwide, a 5% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,496/month, 24.3% of take-home, well inside the 30% guideline. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for personal financial advisors in metros near Charlotte-Concord-Gastonia, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Raleigh-Cary | $105K | , |
| Durham-Chapel Hill | $63K | , |
| Winston-Salem | $101K | , |
| Greensboro-High Point | $126K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Charlotte-Concord-Gastonia, NC-SC
Entry-level personal financial advisors (10th percentile) start around $50K. Mid-career wages sit at $99K. Top earners bring in $222K or more, a $173K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Charlotte-Concord-Gastonia numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Charlotte-Concord-Gastonia?
Yes — at the median salary of $99K, rent takes 24.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,496/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Charlotte-Concord-Gastonia?
The 10th-percentile wage — what new personal financial advisors typically earn — is $50K/year. Take-home on that works out to about $2,986/month. At HUD’s $1,496/month FMR, rent would take 50% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Charlotte-Concord-Gastonia?
Pay here is roughly in line with the national average — $99K locally vs. $105K nationally, a 5% difference.
How does Charlotte-Concord-Gastonia compare to the national average for personal financial advisors?
Charlotte-Concord-Gastonia pays $99K median vs. the U.S. average of $105K — that’s -5%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $102K — below the national median.
How much do personal financial advisors make in Charlotte-Concord-Gastonia, NC-SC?
The median is $99,440 a year, that works out to about $48 an hour. But the range is wide: entry-level workers start around $49,760, and experienced personal financial advisors can clear $222,260. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $99K enough to live in Charlotte-Concord-Gastonia?
On that salary, you'd take home roughly $6,156/month after taxes. A 2-bedroom here rents for about $1,496/month, which eats 24.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Charlotte-Concord-Gastonia?
Charlotte-Concord-Gastonia has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median personal financial advisors salary is worth about $102,199 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.