Personal Financial Advisors Salary
The median pay for a personal financial advisors in Fort Collins-Loveland, CO is $66,410/year ($31.93/hour), per BLS data. The range runs from $45K at the entry level to $308K for experienced workers. Note: the mean (average) wage is $112K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Adjusted for local prices (RPP 101.13), that's roughly $65,668 in purchasing power. A 2-bedroom apartment runs $1,759/month, about 39.6% of take-home, which is tight.
Where the paycheck goes
What $66K actually covers in Fort Collins-Loveland, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Fort Collins-Loveland’s Regional Price Parity (101.13). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Fort Collins-Loveland
Pay for personal financial advisors in Fort Collins-Loveland runs about 37% below the U.S. median of $105K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,759/month, which is 40.4% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 101.13) is near the national average, so spending patterns here track the typical American budget fairly closely. That combination, below-market pay with high housing costs, makes this a financially demanding market for personal financial advisors.
Compared to nearby metros
Median pay for personal financial advisors in metros near Fort Collins-Loveland, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Denver-Aurora-Centennial | $99K | $93K |
| Boulder | $83K | $79K |
| Phoenix-Mesa-Chandler | $104K | $100K |
| Salt Lake City-Murray | $78K | $77K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Fort Collins-Loveland, CO
Entry-level personal financial advisors (10th percentile) start around $45K. Mid-career wages sit at $66K. Top earners bring in $308K or more, a $263K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data annually. We'll email you when Fort Collins-Loveland numbers change.
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Quick answers
The stuff people actually ask about this job
Can a personal financial advisor afford a 2BR apartment alone in Fort Collins-Loveland?
It’s a stretch — at the median salary of $66K, rent takes 40.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,759/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for personal financial advisors in Fort Collins-Loveland?
The 10th-percentile wage — what new personal financial advisors typically earn — is $45K/year. Take-home on that works out to about $3,041/month. At HUD’s $1,759/month FMR, rent would take 58% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Fort Collins-Loveland?
Local pay runs 37% below the national median — $66K here vs. $105K nationally.
How does Fort Collins-Loveland compare to the national average for personal financial advisors?
Fort Collins-Loveland pays $66K median vs. the U.S. average of $105K — that’s -37%. After adjusting for local cost of living (RPP 101.13), the purchasing-power equivalent is $66K — below the national median.
How much do personal financial advisors make in Fort Collins-Loveland, CO?
The median is $66,410 a year, that works out to about $32 an hour. But the range is wide: entry-level workers start around $45,360, and experienced personal financial advisors can clear $307,940. The mean (average) is $112,000, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $66K enough to live in Fort Collins-Loveland?
On that salary, you'd take home roughly $4,349/month after taxes. A 2-bedroom here rents for about $1,759/month, which eats 40.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a personal financial advisors salary go in Fort Collins-Loveland?
Fort Collins-Loveland has a Regional Price Parity of 101.13 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median personal financial advisors salary is worth about $65,668 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.