Personal Financial Advisors Salary
The median pay for a personal financial advisors in Lake Havasu City-Kingman, AZ is $49,840/year ($23.96/hour), per BLS data. The range runs from $35K at the entry level to $132K for experienced workers. Cost of living is below average (RPP 94.1), which stretches that salary to about $52,965 in buying power. A 2-bedroom apartment runs $1,365/month, about 39.4% of take-home, which is tight.
So what does $50K get you in Lake Havasu City-Kingman?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lake Havasu City-Kingman’s Regional Price Parity (94.1). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Lake Havasu City-Kingman
Pay for personal financial advisors in Lake Havasu City-Kingman runs about 53% below the U.S. median of $105K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,365/month, which is 40.1% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 94.1 (national = 100), meaning everyday costs run about 6% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for personal financial advisorss.
Compared to nearby metros
Median pay for personal financial advisors in metros near Lake Havasu City-Kingman, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Phoenix-Mesa-Chandler | $104K | $100K |
| Tucson | $58K | $60K |
| Prescott Valley-Prescott | $56K | $57K |
| Sierra Vista-Douglas | $49K | $55K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Lake Havasu City-Kingman, AZ
Entry-level personal financial advisors (10th percentile) start around $35K. Mid-career wages sit at $50K. Top earners bring in $132K or more, a $97K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Lake Havasu City-Kingman numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Lake Havasu City-Kingman?
It’s a stretch — at the median salary of $50K, rent takes 40.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,365/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for personal financial advisors in Lake Havasu City-Kingman?
The 10th-percentile wage — what new personal financial advisors typically earn — is $35K/year. Take-home on that works out to about $2,070/month. At HUD’s $1,365/month FMR, rent would take 66% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Lake Havasu City-Kingman?
Local pay runs 53% below the national median — $50K here vs. $105K nationally. Cost of living is 6% below the national average, which narrows that gap in real purchasing power.
How does Lake Havasu City-Kingman compare to the national average for personal financial advisors?
Lake Havasu City-Kingman pays $50K median vs. the U.S. average of $105K — that’s -53%. After adjusting for local cost of living (RPP 94.1), the purchasing-power equivalent is $53K — below the national median.
How much do personal financial advisors make in Lake Havasu City-Kingman, AZ?
The median is $49,840 a year, that works out to about $24 an hour. But the range is wide: entry-level workers start around $34,500, and experienced personal financial advisors can clear $131,790. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $50K enough to live in Lake Havasu City-Kingman?
On that salary, you'd take home roughly $3,403/month after taxes. A 2-bedroom here rents for about $1,365/month, which eats 40.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a personal financial advisors salary go in Lake Havasu City-Kingman?
Lake Havasu City-Kingman has a Regional Price Parity of 94.1 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $52,965 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.