Personal Financial Advisors Salary
The median pay for a personal financial advisors in San Luis Obispo-Paso Robles, CA is $91,340/year ($43.91/hour), per BLS data. The range runs from $64K at the entry level to $290K for experienced workers. Prices run high here (RPP 108.6), so that salary is closer to $84,107 in real purchasing power. A 2-bedroom apartment runs $2,512/month, about 43.8% of take-home, which is tight.
So what does $91K get you in San Luis Obispo-Paso Robles?
Groceries, utilities, transportation, and healthcare scaled from national averages by San Luis Obispo-Paso Robles’s Regional Price Parity (108.6). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in San Luis Obispo-Paso Robles
Pay for personal financial advisors in San Luis Obispo-Paso Robles runs about 13% below the U.S. median of $105K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,512/month, which is 44.3% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 9% above the national average (BEA RPP 108.6), so groceries and services cost more too. That combination, below-market pay with high housing costs, makes this a financially demanding market for personal financial advisorss.
Compared to nearby metros
Median pay for personal financial advisors in metros near San Luis Obispo-Paso Robles, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $124K | $110K |
| San Francisco-Oakland-Fremont | $161K | $139K |
| San Diego-Chula Vista-Carlsbad | $130K | $116K |
| San Jose-Sunnyvale-Santa Clara | $137K | $124K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, San Luis Obispo-Paso Robles, CA
Entry-level personal financial advisors (10th percentile) start around $64K. Mid-career wages sit at $91K. Top earners bring in $290K or more, a $226K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when San Luis Obispo-Paso Robles numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in San Luis Obispo-Paso Robles?
It’s a stretch — at the median salary of $91K, rent takes 44.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,512/month. The 30% guideline puts the comfortable ceiling at roughly $1,700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for personal financial advisors in San Luis Obispo-Paso Robles?
The 10th-percentile wage — what new personal financial advisors typically earn — is $64K/year. Take-home on that works out to about $3,814/month. At HUD’s $2,512/month FMR, rent would take 66% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in San Luis Obispo-Paso Robles?
Local pay runs 13% below the national median — $91K here vs. $105K nationally.
How does San Luis Obispo-Paso Robles compare to the national average for personal financial advisors?
San Luis Obispo-Paso Robles pays $91K median vs. the U.S. average of $105K — that’s -13%. After adjusting for local cost of living (RPP 108.6), the purchasing-power equivalent is $84K — below the national median.
How much do personal financial advisors make in San Luis Obispo-Paso Robles, CA?
The median is $91,340 a year, that works out to about $44 an hour. But the range is wide: entry-level workers start around $63,560, and experienced personal financial advisors can clear $289,650. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $91K enough to live in San Luis Obispo-Paso Robles?
On that salary, you'd take home roughly $5,668/month after taxes. A 2-bedroom here rents for about $2,512/month, which eats 44.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a personal financial advisors salary go in San Luis Obispo-Paso Robles?
San Luis Obispo-Paso Robles has a Regional Price Parity of 108.6 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median personal financial advisors salary is worth about $84,107 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.