Personal Financial Advisors Salary
The median pay for a personal financial advisors in Stockton-Lodi, CA is $95,840/year ($46.08/hour), per BLS data. The range runs from $60K at the entry level to $226K for experienced workers. Prices run high here (RPP 105.09), so that salary is closer to $91,198 in real purchasing power. Rent on a 2-bedroom averages $1,742/month, or 28.9% of estimated take-home pay.
So what does $96K get you in Stockton-Lodi?
Groceries, utilities, transportation, and healthcare scaled from national averages by Stockton-Lodi’s Regional Price Parity (105.09). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Stockton-Lodi
Personal financial advisors pay in Stockton-Lodi tracks closely to the national median, $96K locally vs. $105K nationwide, a 9% difference. Rent runs $1,742/month for a 2-bedroom (HUD FMR), taking 29.5% of the median take-home. That's within the 30% rule, though not by much. Cost-of-living overall is 5% above the national average (BEA RPP 105.09), so groceries and services cost more too. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for personal financial advisors in metros near Stockton-Lodi, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $124K | $110K |
| San Francisco-Oakland-Fremont | $161K | $139K |
| San Diego-Chula Vista-Carlsbad | $130K | $116K |
| San Jose-Sunnyvale-Santa Clara | $137K | $124K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Stockton-Lodi, CA
Entry-level personal financial advisors (10th percentile) start around $60K. Mid-career wages sit at $96K. Top earners bring in $226K or more, a $166K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Stockton-Lodi numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Stockton-Lodi?
Yes — at the median salary of $96K, rent takes 29.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,742/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Stockton-Lodi?
The 10th-percentile wage — what new personal financial advisors typically earn — is $60K/year. Take-home on that works out to about $3,624/month. At HUD’s $1,742/month FMR, rent would take 48% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Stockton-Lodi?
Pay here is roughly in line with the national average — $96K locally vs. $105K nationally, a 9% difference.
How does Stockton-Lodi compare to the national average for personal financial advisors?
Stockton-Lodi pays $96K median vs. the U.S. average of $105K — that’s -9%. After adjusting for local cost of living (RPP 105.09), the purchasing-power equivalent is $91K — below the national median.
How much do personal financial advisors make in Stockton-Lodi, CA?
The median is $95,840 a year, that works out to about $46 an hour. But the range is wide: entry-level workers start around $60,400, and experienced personal financial advisors can clear $226,250. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $96K enough to live in Stockton-Lodi?
On that salary, you'd take home roughly $5,897/month after taxes. A 2-bedroom here rents for about $1,742/month, which eats 29.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Stockton-Lodi?
Stockton-Lodi has a Regional Price Parity of 105.09 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median personal financial advisors salary is worth about $91,198 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.