Personal Financial Advisors Salary
The median pay for a personal financial advisors in Utica-Rome, NY is $123,280/year ($59.27/hour), per BLS data. The range runs from $63K at the entry level to $450K for experienced workers. Cost of living is below average (RPP 92.68), which stretches that salary to about $133,017 in buying power. Rent on a 2-bedroom averages $1,172/month, or 16.1% of estimated take-home pay.
So what does $123K get you in Utica-Rome?
Groceries, utilities, transportation, and healthcare scaled from national averages by Utica-Rome’s Regional Price Parity (92.68). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About personal financial advisors
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What this looks like in Utica-Rome
Utica-Rome sits well above the national pay line for personal financial advisors, local pay runs about 17% higher than the U.S. median of $105K. Housing is manageable: a 2-bedroom at the HUD median costs $1,172/month, 15.9% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.68 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, Utica-Rome offers a genuinely strong financial position for personal financial advisorss at the median.
Compared to nearby metros
Median pay for personal financial advisors in metros near Utica-Rome, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| New York-Newark-Jersey City | $170K | $151K |
| Rochester | $101K | $104K |
| Buffalo-Cheektowaga | $104K | $108K |
| Albany-Schenectady-Troy | $125K | $125K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Utica-Rome, NY
Entry-level personal financial advisors (10th percentile) start around $63K. Mid-career wages sit at $123K. Top earners bring in $450K or more, a $387K spread from bottom to top.
Personal Financial Advisors pay across states
Median income ranked highest to lowest, compared to the national figure
View Personal Financial Advisors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $166K | +58% | 21,550 |
| New Jersey | $159K | +51% | 9,300 |
| California | $130K | +24% | 32,200 |
| Connecticut | $130K | +23% | N/A |
| South Dakota | $129K | +23% | 620 |
| Massachusetts | $126K | +20% | N/A |
| Delaware | $125K | +19% | N/A |
| Oregon | $123K | +17% | 3,070 |
| Illinois | $120K | +14% | 9,760 |
| Wisconsin | $119K | +14% | 5,200 |
| Washington | $114K | +9% | 5,790 |
| Vermont | $110K | +5% | 520 |
| Pennsylvania | $105K | +0% | 12,200 |
| District of Columbia | $105K | -0% | 480 |
| Minnesota | $103K | -2% | 5,280 |
| Virginia | $103K | -2% | 6,340 |
| Kansas | $103K | -2% | 4,150 |
| Georgia | $101K | -3% | 6,830 |
| Florida | $101K | -4% | 21,490 |
| Missouri | $100K | -5% | 4,480 |
| Maryland | $100K | -5% | 5,260 |
| Texas | $99K | -6% | 18,200 |
| Montana | $97K | -7% | N/A |
| Arizona | $97K | -8% | 6,430 |
| North Carolina | $97K | -8% | 12,340 |
| New Hampshire | $97K | -8% | 1,850 |
| South Carolina | $96K | -8% | 2,400 |
| Idaho | $94K | -10% | 760 |
| New Mexico | $94K | -10% | 610 |
| Nebraska | $93K | -11% | 2,210 |
| Nevada | $93K | -12% | 1,730 |
| Iowa | $92K | -12% | 1,920 |
| Ohio | $91K | -13% | 7,680 |
| Colorado | $89K | -15% | 6,730 |
| Indiana | $88K | -17% | 5,400 |
| Tennessee | $84K | -20% | 3,970 |
| Rhode Island | $80K | -24% | 1,130 |
| West Virginia | $80K | -24% | 670 |
| Arkansas | $79K | -24% | 1,320 |
| Alaska | $79K | -25% | N/A |
| Alabama | $78K | -26% | 2,540 |
| Michigan | $78K | -26% | 6,570 |
| Wyoming | $77K | -26% | 310 |
| Utah | $77K | -26% | 2,520 |
| North Dakota | $77K | -27% | 540 |
| Hawaii | $76K | -28% | 550 |
| Oklahoma | $69K | -35% | 1,140 |
| Kentucky | $67K | -36% | 2,040 |
| Mississippi | $63K | -40% | 790 |
Showing 1–10 of 49 states with published data
BLS does not publish data for every state when sample sizes are too small
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Utica-Rome numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Utica-Rome?
Yes — at the median salary of $123K, rent takes 15.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,172/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Utica-Rome?
The 10th-percentile wage — what new personal financial advisors typically earn — is $63K/year. Take-home on that works out to about $3,764/month. At HUD’s $1,172/month FMR, rent would take 31% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Utica-Rome?
Local pay is 17% above the national median — $123K here vs. $105K nationally.
How does Utica-Rome compare to the national average for personal financial advisors?
Utica-Rome pays $123K median vs. the U.S. average of $105K — that’s +17%. After adjusting for local cost of living (RPP 92.68), the purchasing-power equivalent is $133K — still ahead of the national median.
How much do personal financial advisors make in Utica-Rome, NY?
The median is $123,280 a year, that works out to about $59 an hour. But the range is wide: entry-level workers start around $62,740, and experienced personal financial advisors can clear $449,560. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $123K enough to live in Utica-Rome?
On that salary, you'd take home roughly $7,389/month after taxes. A 2-bedroom here rents for about $1,172/month, which eats 15.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Utica-Rome?
Utica-Rome has a Regional Price Parity of 92.68 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $133,017 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.