Bill and Account Collectors Salary
In Arecibo, PR, bill and account collectors earn $24,960 at the median, or about $12 an hour. The range runs from $22K at the entry level to $31K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $24,960 in purchasing power. Rent on a 2-bedroom averages $510/month, or 28.7% of estimated take-home pay.
So what does $25K get you in Arecibo?
Groceries, utilities, transportation, and healthcare scaled from national averages by Arecibo’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Arecibo
Pay for bill and account collectors in Arecibo runs about 47% below the U.S. median of $47K. Rent runs $510/month for a 2-bedroom (HUD FMR), taking 27.7% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Arecibo, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| San Juan-Bayamon-Caguas | $26K | $26K |
| Mayaguez | $24K | $24K |
| Aguadilla | $23K | $23K |
| Ponce | $23K | $23K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Arecibo, PR
Entry-level bill and account collectors (10th percentile) start around $22K. Mid-career wages sit at $25K. Top earners bring in $31K or more, a $9K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
Track bill and account collectors salary changes
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Arecibo?
Yes — at the median salary of $25K, rent takes 27.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $510/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for bill and account collectors in Arecibo?
The 10th-percentile wage — what new bill and account collectors typically earn — is $22K/year. Take-home on that works out to about $1,310/month. At HUD’s $510/month FMR, rent would take 39% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Arecibo?
Local pay runs 47% below the national median — $25K here vs. $47K nationally.
How does Arecibo compare to the national average for bill and account collectors?
Arecibo pays $25K median vs. the U.S. average of $47K — that’s -47%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $25K — below the national median.
How much do bill and account collectors make in Arecibo, PR?
The median is $24,960 a year, that works out to about $12 an hour. But the range is wide: entry-level workers start around $21,840, and experienced bill and account collectors can clear $31,270. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $25K enough to live in Arecibo?
On that salary, you'd take home roughly $1,838/month after taxes. A 2-bedroom here rents for about $510/month, which eats 27.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a bill and account collectors salary go in Arecibo?
Arecibo has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median bill and account collectors salary is worth about $24,960 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.