Bill and Account Collectors Salary
In Ponce, PR, bill and account collectors earn $23,080 at the median, or about $11.1 an hour. The range runs from $22K at the entry level to $33K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $23,080 in purchasing power. A 2-bedroom apartment runs $538/month, about 32.8% of take-home, which is tight.
So what does $23K get you in Ponce?
Groceries, utilities, transportation, and healthcare scaled from national averages by Ponce’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Ponce
Pay for bill and account collectors in Ponce runs about 51% below the U.S. median of $47K. Rent runs $538/month for a 2-bedroom (HUD FMR), taking 31.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Ponce, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| San Juan-Bayamon-Caguas | $26K | $26K |
| Arecibo | $25K | $25K |
| Mayaguez | $24K | $24K |
| Aguadilla | $23K | $23K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Ponce, PR
Entry-level bill and account collectors (10th percentile) start around $22K. Mid-career wages sit at $23K. Top earners bring in $33K or more, a $11K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
Track bill and account collectors salary changes
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Ponce?
It’s a stretch — at the median salary of $23K, rent takes 31.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $538/month. The 30% guideline puts the comfortable ceiling at roughly $500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Ponce?
The 10th-percentile wage — what new bill and account collectors typically earn — is $22K/year. Take-home on that works out to about $1,310/month. At HUD’s $538/month FMR, rent would take 41% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Ponce?
Local pay runs 51% below the national median — $23K here vs. $47K nationally.
How does Ponce compare to the national average for bill and account collectors?
Ponce pays $23K median vs. the U.S. average of $47K — that’s -51%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $23K — below the national median.
How much do bill and account collectors make in Ponce, PR?
The median is $23,080 a year, that works out to about $11 an hour. But the range is wide: entry-level workers start around $21,840, and experienced bill and account collectors can clear $32,580. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $23K enough to live in Ponce?
On that salary, you'd take home roughly $1,709/month after taxes. A 2-bedroom here rents for about $538/month, which eats 31.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Ponce?
Ponce has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median bill and account collectors salary is worth about $23,080 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.