Bill and Account Collectors Salary
In Des Moines-West Des Moines, IA, bill and account collectors earn $51,730 at the median, or about $24.87 an hour. The range runs from $38K at the entry level to $76K for experienced workers. Cost of living is below average (RPP 91.7), which stretches that salary to about $56,412 in buying power. A 2-bedroom apartment runs $1,318/month, about 38.8% of take-home, which is tight.
So what does $52K get you in Des Moines-West Des Moines?
Groceries, utilities, transportation, and healthcare scaled from national averages by Des Moines-West Des Moines’s Regional Price Parity (91.7). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Des Moines-West Des Moines
Bill and account collectors pay in Des Moines-West Des Moines tracks closely to the national median, $52K locally vs. $47K nationwide, a 10% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,318/month, which is 38.5% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.7 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for bill and account collectors in metros near Des Moines-West Des Moines, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Waterloo-Cedar Falls | $38K | $43K |
| Sioux City | $49K | $57K |
| Davenport-Moline-Rock Island | $41K | $46K |
| Cedar Rapids | $50K | $56K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Des Moines-West Des Moines, IA
Entry-level bill and account collectors (10th percentile) start around $38K. Mid-career wages sit at $52K. Top earners bring in $76K or more, a $37K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
Track bill and account collectors salary changes
BLS updates this data quarterly. We'll email you when Des Moines-West Des Moines numbers change.
Related careers in Office & Admin
Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Des Moines-West Des Moines?
It’s a stretch — at the median salary of $52K, rent takes 38.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,318/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for bill and account collectors in Des Moines-West Des Moines?
The 10th-percentile wage — what new bill and account collectors typically earn — is $38K/year. Take-home on that works out to about $2,303/month. At HUD’s $1,318/month FMR, rent would take 57% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Des Moines-West Des Moines?
Pay here is roughly in line with the national average — $52K locally vs. $47K nationally, a 10% difference.
How does Des Moines-West Des Moines compare to the national average for bill and account collectors?
Des Moines-West Des Moines pays $52K median vs. the U.S. average of $47K — that’s +10%. After adjusting for local cost of living (RPP 91.7), the purchasing-power equivalent is $56K — still ahead of the national median.
How much do bill and account collectors make in Des Moines-West Des Moines, IA?
The median is $51,730 a year, that works out to about $25 an hour. But the range is wide: entry-level workers start around $38,380, and experienced bill and account collectors can clear $75,700. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $52K enough to live in Des Moines-West Des Moines?
On that salary, you'd take home roughly $3,423/month after taxes. A 2-bedroom here rents for about $1,318/month, which eats 38.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Des Moines-West Des Moines?
Des Moines-West Des Moines has a Regional Price Parity of 91.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $56,412 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.