Bill and Account Collectors Salary in Waterloo-Cedar Falls, IA
In Waterloo-Cedar Falls, IA, bill and account collectors earn $36,750 at the median — $17.67 an hour. The range runs from $32K at the entry level to $45K for experienced workers. Cost of living is below average (RPP 87.06), which stretches that salary to about $42,212 in buying power. A 2-bedroom apartment runs $1,051/month — about 41.9% of take-home, which is tight.
So what does $37K get you in Waterloo-Cedar Falls?
Groceries, utilities, transportation, and healthcare scaled from national averages by Waterloo-Cedar Falls’s Regional Price Parity (87.06). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
Sponsored links — AffordMap may earn a commission at no cost to you. Learn more
Compensation breakdown
Annual earnings by percentile, Waterloo-Cedar Falls, IA
Entry-level bill and account collectors (10th percentile) start around $32K. Mid-career wages sit at $37K. Top earners bring in $45K or more, a $13K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Alaska | $58K | +26% | 280 |
| California | $57K | +24% | 15,100 |
| Connecticut | $54K | +18% | 1,050 |
| Massachusetts | $53K | +15% | 2,360 |
| Rhode Island | $53K | +14% | 420 |
| Oregon | $53K | +14% | 840 |
| Vermont | $51K | +11% | 50 |
| New Jersey | $51K | +10% | 3,000 |
| Hawaii | $50K | +9% | 250 |
| Maryland | $50K | +9% | 2,910 |
| Wisconsin | $49K | +6% | 2,300 |
| Minnesota | $48K | +5% | 3,800 |
| New York | $48K | +4% | 8,740 |
| Maine | $48K | +4% | 450 |
| Illinois | $47K | +3% | 4,310 |
| Washington | $47K | +2% | 3,020 |
| Delaware | $47K | +1% | 530 |
| Georgia | $47K | +1% | 6,610 |
| Nevada | $47K | +1% | 2,350 |
| New Mexico | $46K | +0% | 430 |
| Arizona | $46K | -0% | 6,360 |
| Montana | $46K | -0% | 410 |
| North Carolina | $46K | -1% | 5,300 |
| Missouri | $46K | -1% | 3,820 |
| New Hampshire | $45K | -1% | 820 |
| Pennsylvania | $45K | -2% | 6,290 |
| Kentucky | $45K | -2% | 2,590 |
| Florida | $45K | -3% | 13,350 |
| Virginia | $45K | -3% | 3,760 |
| Utah | $45K | -3% | 3,160 |
| Ohio | $44K | -4% | 8,660 |
| Texas | $44K | -4% | 20,800 |
| Oklahoma | $44K | -5% | 2,450 |
| Michigan | $44K | -5% | 3,330 |
| Idaho | $43K | -6% | 870 |
| Tennessee | $43K | -6% | 3,690 |
| Nebraska | $43K | -7% | 1,020 |
| South Dakota | $43K | -8% | 1,290 |
| Indiana | $42K | -8% | 3,250 |
| Wyoming | $42K | -10% | 140 |
| South Carolina | $41K | -11% | 4,060 |
| Kansas | $41K | -11% | 1,290 |
| Iowa | $40K | -13% | 1,020 |
| Alabama | $40K | -13% | 2,130 |
| West Virginia | $40K | -14% | 460 |
| North Dakota | $39K | -16% | 310 |
| Mississippi | $37K | -20% | 850 |
| Arkansas | $37K | -21% | 880 |
| Louisiana | $36K | -21% | 1,950 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track bill and account collectors salary changes
BLS updates this data quarterly. We'll email you when Waterloo-Cedar Falls numbers change.
Related careers in Office & Admin
Frequently asked questions
How much do bill and account collectors make in Waterloo-Cedar Falls, IA?
The median is $36,750 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $32,160, and experienced bill and account collectors can clear $44,870. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $37K enough to live in Waterloo-Cedar Falls?
On that salary, you'd take home roughly $2,491/month after taxes. A 2-bedroom here rents for about $1,051/month, which eats 42.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a bill and account collectors salary go in Waterloo-Cedar Falls?
Waterloo-Cedar Falls has a Regional Price Parity of 87.06 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $42,212 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.