Credit Analysts Salary in Baltimore-Columbia-Towson, MD
Credit Analysts in Baltimore-Columbia-Towson, MD make a median of $88,030 a year, or about $42.32 an hour. The range runs from $60K at the entry level to $153K for experienced workers. Adjusted for local prices (RPP 104.49), that's roughly $84,247 in purchasing power. A 2-bedroom apartment runs $1,857/month — about 33.6% of take-home, which is tight.
So what does $88K get you in Baltimore-Columbia-Towson?
Groceries, utilities, transportation, and healthcare scaled from national averages by Baltimore-Columbia-Towson’s Regional Price Parity (104.49). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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Compensation breakdown
Annual earnings by percentile, Baltimore-Columbia-Towson, MD
Entry-level credit analysts (10th percentile) start around $60K. Mid-career wages sit at $88K. Top earners bring in $153K or more, a $94K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +64% | 7,900 |
| District of Columbia | $104K | +28% | 60 |
| Alabama | $101K | +25% | 310 |
| New Jersey | $100K | +24% | 1,810 |
| Delaware | $99K | +22% | 630 |
| Virginia | $98K | +21% | 2,060 |
| Massachusetts | $88K | +9% | 1,740 |
| California | $88K | +9% | 6,400 |
| North Carolina | $88K | +9% | 2,970 |
| Connecticut | $87K | +7% | 580 |
| Washington | $86K | +6% | 1,400 |
| Rhode Island | $84K | +3% | 170 |
| North Dakota | $82K | +2% | 400 |
| Vermont | $82K | +1% | 60 |
| Illinois | $81K | +1% | 2,960 |
| Nebraska | $81K | +0% | 490 |
| Maryland | $81K | -0% | 840 |
| New Hampshire | $81K | -0% | 190 |
| Pennsylvania | $81K | -0% | 2,230 |
| Maine | $80K | -2% | 280 |
| Minnesota | $79K | -2% | 1,190 |
| Oregon | $79K | -3% | 610 |
| Texas | $77K | -5% | 6,650 |
| New Mexico | $77K | -5% | 90 |
| Hawaii | $77K | -5% | 110 |
| Iowa | $76K | -6% | 640 |
| Florida | $76K | -6% | 3,510 |
| South Carolina | $76K | -6% | 660 |
| Louisiana | $76K | -6% | 310 |
| Kentucky | $75K | -7% | 490 |
| Arizona | $75K | -8% | 2,430 |
| Georgia | $73K | -9% | 2,510 |
| Michigan | $73K | -10% | 1,270 |
| Utah | $73K | -10% | 860 |
| Mississippi | $72K | -11% | 310 |
| Wyoming | $72K | -11% | 60 |
| Wisconsin | $71K | -13% | 1,850 |
| Kansas | $70K | -13% | 480 |
| South Dakota | $68K | -16% | 340 |
| Ohio | $68K | -16% | 2,850 |
| Tennessee | $67K | -17% | 1,470 |
| Montana | $66K | -19% | 250 |
| Idaho | $66K | -19% | 320 |
| Arkansas | $65K | -20% | 290 |
| Oklahoma | $65K | -20% | 720 |
| Nevada | $65K | -20% | 410 |
| Indiana | $64K | -21% | 830 |
| Missouri | $63K | -22% | 1,220 |
| Alaska | $62K | -24% | 30 |
| West Virginia | $56K | -31% | 180 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Baltimore-Columbia-Towson numbers change.
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Frequently asked questions
How much do credit analysts make in Baltimore-Columbia-Towson, MD?
The median is $88,030 a year, that works out to about $42 an hour. But the range is wide: entry-level workers start around $59,680, and experienced credit analysts can clear $153,340. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $88K enough to live in Baltimore-Columbia-Towson?
On that salary, you'd take home roughly $5,526/month after taxes. A 2-bedroom here rents for about $1,857/month, which eats 33.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Baltimore-Columbia-Towson?
Baltimore-Columbia-Towson has a Regional Price Parity of 104.49 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit analysts salary is worth about $84,247 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.