Credit Analysts Salary
Credit Analysts in Washington-Arlington-Alexandria, DC-VA-MD-WV make a median of $114,700 a year, or about $55.15 an hour. The range runs from $64K at the entry level to $177K for experienced workers. Prices run high here (RPP 108.88), so that salary is closer to $105,345 in real purchasing power. A 2-bedroom apartment runs $2,246/month, about 31.8% of take-home, which is tight.
So what does $115K get you in Washington-Arlington-Alexandria?
Groceries, utilities, transportation, and healthcare scaled from national averages by Washington-Arlington-Alexandria’s Regional Price Parity (108.88). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Washington-Arlington-Alexandria
Washington-Arlington-Alexandria sits well above the national pay line for credit analysts, local pay runs about 37% higher than the U.S. median of $84K. Rent runs $2,246/month for a 2-bedroom (HUD FMR), taking 32.8% of the median take-home. That's within the 30% rule, though not by much. Cost-of-living overall is 9% above the national average (BEA RPP 108.88), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near Washington-Arlington-Alexandria, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Richmond | $105K | $108K |
| Baltimore-Columbia-Towson | $77K | $74K |
| Virginia Beach-Chesapeake-Norfolk | $79K | $81K |
| Roanoke | $82K | $87K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Washington-Arlington-Alexandria, DC-VA-MD-WV
Entry-level credit analysts (10th percentile) start around $64K. Mid-career wages sit at $115K. Top earners bring in $177K or more, a $113K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Washington-Arlington-Alexandria numbers change.
Related careers in Business & Finance
Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Washington-Arlington-Alexandria?
It’s a stretch — at the median salary of $115K, rent takes 32.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,246/month. The 30% guideline puts the comfortable ceiling at roughly $2,100/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in Washington-Arlington-Alexandria?
The 10th-percentile wage — what new credit analysts typically earn — is $64K/year. Take-home on that works out to about $3,852/month. At HUD’s $2,246/month FMR, rent would take 58% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Washington-Arlington-Alexandria?
Local pay is 37% above the national median — $115K here vs. $84K nationally. Keep in mind cost of living here is 9% above the national average, which offsets some of that premium.
How does Washington-Arlington-Alexandria compare to the national average for credit analysts?
Washington-Arlington-Alexandria pays $115K median vs. the U.S. average of $84K — that’s +37%. After adjusting for local cost of living (RPP 108.88), the purchasing-power equivalent is $105K — still ahead of the national median.
How much do credit analysts make in Washington-Arlington-Alexandria, DC-VA-MD-WV?
The median is $114,700 a year, that works out to about $55 an hour. But the range is wide: entry-level workers start around $64,200, and experienced credit analysts can clear $177,220. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $115K enough to live in Washington-Arlington-Alexandria?
On that salary, you'd take home roughly $6,847/month after taxes. A 2-bedroom here rents for about $2,246/month, which eats 32.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Washington-Arlington-Alexandria?
Washington-Arlington-Alexandria has a Regional Price Parity of 108.88 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit analysts salary is worth about $105,345 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.