Credit Analysts Salary
Credit Analysts in Charleston-North Charleston, SC make a median of $83,010 a year, or about $39.91 an hour. The range runs from $55K at the entry level to $174K for experienced workers. Adjusted for local prices (RPP 100.96), that's roughly $82,221 in purchasing power. A 2-bedroom apartment runs $1,787/month, about 34.1% of take-home, which is tight.
So what does $83K get you in Charleston-North Charleston?
Groceries, utilities, transportation, and healthcare scaled from national averages by Charleston-North Charleston’s Regional Price Parity (100.96). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Charleston-North Charleston
Credit analysts pay in Charleston-North Charleston tracks closely to the national median, $83K locally vs. $84K nationwide, a 1% difference. Rent runs $1,787/month for a 2-bedroom (HUD FMR), taking 34% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 100.96) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for credit analysts in metros near Charleston-North Charleston, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Greenville-Anderson-Greer | $70K | $75K |
| Columbia | $82K | $87K |
| Florence | $96K | $110K |
| Charlotte-Concord-Gastonia | $101K | $103K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Charleston-North Charleston, SC
Entry-level credit analysts (10th percentile) start around $55K. Mid-career wages sit at $83K. Top earners bring in $174K or more, a $119K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Charleston-North Charleston?
It’s a stretch — at the median salary of $83K, rent takes 34% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,787/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in Charleston-North Charleston?
The 10th-percentile wage — what new credit analysts typically earn — is $55K/year. Take-home on that works out to about $3,304/month. At HUD’s $1,787/month FMR, rent would take 54% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Charleston-North Charleston?
Pay here is roughly in line with the national average — $83K locally vs. $84K nationally, a 1% difference.
How does Charleston-North Charleston compare to the national average for credit analysts?
Charleston-North Charleston pays $83K median vs. the U.S. average of $84K — that’s -1%. After adjusting for local cost of living (RPP 100.96), the purchasing-power equivalent is $82K — below the national median.
How much do credit analysts make in Charleston-North Charleston, SC?
The median is $83,010 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $55,060, and experienced credit analysts can clear $174,010. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $83K enough to live in Charleston-North Charleston?
On that salary, you'd take home roughly $5,258/month after taxes. A 2-bedroom here rents for about $1,787/month, which eats 34% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Charleston-North Charleston?
Charleston-North Charleston has a Regional Price Parity of 100.96 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit analysts salary is worth about $82,221 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.