Credit Analysts Salary
Credit Analysts in Killeen-Temple, TX make a median of $62,620 a year, or about $30.11 an hour. The range runs from $49K at the entry level to $130K for experienced workers. Cost of living is below average (RPP 91.13), which stretches that salary to about $68,715 in buying power. Rent on a 2-bedroom averages $1,233/month, or 28.3% of estimated take-home pay.
So what does $63K get you in Killeen-Temple?
Groceries, utilities, transportation, and healthcare scaled from national averages by Killeen-Temple’s Regional Price Parity (91.13). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Killeen-Temple
Pay for credit analysts in Killeen-Temple runs about 25% below the U.S. median of $84K. Rent runs $1,233/month for a 2-bedroom (HUD FMR), taking 28.3% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.13 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near Killeen-Temple, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $81K | $78K |
| Houston-Pasadena-The Woodlands | $79K | $80K |
| San Antonio-New Braunfels | $66K | $70K |
| Austin-Round Rock-San Marcos | $87K | $89K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Killeen-Temple, TX
Entry-level credit analysts (10th percentile) start around $49K. Mid-career wages sit at $63K. Top earners bring in $130K or more, a $81K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Killeen-Temple numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Killeen-Temple?
Yes — at the median salary of $63K, rent takes 28.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,233/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Killeen-Temple?
The 10th-percentile wage — what new credit analysts typically earn — is $49K/year. Take-home on that works out to about $2,954/month. At HUD’s $1,233/month FMR, rent would take 42% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Killeen-Temple?
Local pay runs 25% below the national median — $63K here vs. $84K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Killeen-Temple compare to the national average for credit analysts?
Killeen-Temple pays $63K median vs. the U.S. average of $84K — that’s -25%. After adjusting for local cost of living (RPP 91.13), the purchasing-power equivalent is $69K — below the national median.
How much do credit analysts make in Killeen-Temple, TX?
The median is $62,620 a year, that works out to about $30 an hour. But the range is wide: entry-level workers start around $49,240, and experienced credit analysts can clear $130,390. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $63K enough to live in Killeen-Temple?
On that salary, you'd take home roughly $4,363/month after taxes. A 2-bedroom here rents for about $1,233/month, which eats 28.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Killeen-Temple?
Killeen-Temple has a Regional Price Parity of 91.13 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $68,715 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.