Credit Analysts Salary in Lubbock, TX
Credit Analysts in Lubbock, TX make a median of $71,920 a year, or about $34.58 an hour. The range runs from $52K at the entry level to $164K for experienced workers. Cost of living is below average (RPP 91.32), which stretches that salary to about $78,756 in buying power. Rent on a 2-bedroom averages $973/month, or 19.5% of estimated take-home pay.
So what does $72K get you in Lubbock?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lubbock’s Regional Price Parity (91.32). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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Compensation breakdown
Annual earnings by percentile, Lubbock, TX
Entry-level credit analysts (10th percentile) start around $52K. Mid-career wages sit at $72K. Top earners bring in $164K or more, a $112K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +64% | 7,900 |
| District of Columbia | $104K | +28% | 60 |
| Alabama | $101K | +25% | 310 |
| New Jersey | $100K | +24% | 1,810 |
| Delaware | $99K | +22% | 630 |
| Virginia | $98K | +21% | 2,060 |
| Massachusetts | $88K | +9% | 1,740 |
| California | $88K | +9% | 6,400 |
| North Carolina | $88K | +9% | 2,970 |
| Connecticut | $87K | +7% | 580 |
| Washington | $86K | +6% | 1,400 |
| Rhode Island | $84K | +3% | 170 |
| North Dakota | $82K | +2% | 400 |
| Vermont | $82K | +1% | 60 |
| Illinois | $81K | +1% | 2,960 |
| Nebraska | $81K | +0% | 490 |
| Maryland | $81K | -0% | 840 |
| New Hampshire | $81K | -0% | 190 |
| Pennsylvania | $81K | -0% | 2,230 |
| Maine | $80K | -2% | 280 |
| Minnesota | $79K | -2% | 1,190 |
| Oregon | $79K | -3% | 610 |
| Texas | $77K | -5% | 6,650 |
| New Mexico | $77K | -5% | 90 |
| Hawaii | $77K | -5% | 110 |
| Iowa | $76K | -6% | 640 |
| Florida | $76K | -6% | 3,510 |
| South Carolina | $76K | -6% | 660 |
| Louisiana | $76K | -6% | 310 |
| Kentucky | $75K | -7% | 490 |
| Arizona | $75K | -8% | 2,430 |
| Georgia | $73K | -9% | 2,510 |
| Michigan | $73K | -10% | 1,270 |
| Utah | $73K | -10% | 860 |
| Mississippi | $72K | -11% | 310 |
| Wyoming | $72K | -11% | 60 |
| Wisconsin | $71K | -13% | 1,850 |
| Kansas | $70K | -13% | 480 |
| South Dakota | $68K | -16% | 340 |
| Ohio | $68K | -16% | 2,850 |
| Tennessee | $67K | -17% | 1,470 |
| Montana | $66K | -19% | 250 |
| Idaho | $66K | -19% | 320 |
| Arkansas | $65K | -20% | 290 |
| Oklahoma | $65K | -20% | 720 |
| Nevada | $65K | -20% | 410 |
| Indiana | $64K | -21% | 830 |
| Missouri | $63K | -22% | 1,220 |
| Alaska | $62K | -24% | 30 |
| West Virginia | $56K | -31% | 180 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Lubbock numbers change.
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Frequently asked questions
How much do credit analysts make in Lubbock, TX?
The median is $71,920 a year, that works out to about $35 an hour. But the range is wide: entry-level workers start around $52,210, and experienced credit analysts can clear $163,720. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $72K enough to live in Lubbock?
On that salary, you'd take home roughly $4,915/month after taxes. A 2-bedroom here rents for about $973/month, which eats 19.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Lubbock?
Lubbock has a Regional Price Parity of 91.32 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $78,756 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.