Credit Counselors Salary
Credit Counselors in Boulder, CO make a median of $65,540 a year, or about $31.51 an hour. The range runs from $47K at the entry level to $82K for experienced workers.
So what does $66K get you in Boulder?
About credit counselors
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Compared to nearby metros
Median pay for credit counselors in metros near Boulder, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Denver-Aurora-Centennial | $59K | , |
| Colorado Springs | $55K | , |
| Fort Collins-Loveland | $54K | , |
| Phoenix-Mesa-Chandler | $54K | $52K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Boulder, CO
Entry-level credit counselors (10th percentile) start around $47K. Mid-career wages sit at $66K. Top earners bring in $82K or more, a $35K spread from bottom to top.
Credit Counselors pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Counselors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $67K | +29% | 2,160 |
| Georgia | $64K | +23% | 460 |
| District of Columbia | $64K | +22% | 110 |
| Massachusetts | $63K | +21% | 770 |
| New York | $63K | +21% | 2,020 |
| Nebraska | $63K | +20% | 260 |
| Washington | $62K | +19% | 560 |
| Minnesota | $62K | +19% | 580 |
| Maryland | $60K | +16% | 350 |
| Oregon | $59K | +13% | 280 |
| New Hampshire | $59K | +13% | 170 |
| Rhode Island | $58K | +12% | 130 |
| Pennsylvania | $58K | +12% | 1,110 |
| New Jersey | $57K | +9% | 530 |
| Colorado | $57K | +9% | 360 |
| Maine | $55K | +6% | 170 |
| Nevada | $55K | +6% | 170 |
| Connecticut | $55K | +5% | 100 |
| South Carolina | $53K | +2% | 250 |
| Delaware | $53K | +1% | 40 |
| North Dakota | $52K | -0% | 30 |
| Michigan | $52K | -0% | 1,260 |
| Wisconsin | $52K | -0% | 770 |
| Illinois | $52K | -1% | 1,170 |
| Virginia | $52K | -1% | 760 |
| Arizona | $51K | -1% | 980 |
| Utah | $51K | -2% | 190 |
| Ohio | $51K | -2% | 890 |
| Idaho | $51K | -2% | 90 |
| New Mexico | $50K | -4% | 200 |
| South Dakota | $49K | -6% | N/A |
| Texas | $48K | -8% | 3,950 |
| Indiana | $48K | -8% | 740 |
| Kentucky | $48K | -8% | 220 |
| Iowa | $48K | -8% | 440 |
| Alabama | $48K | -8% | N/A |
| Louisiana | $47K | -10% | 130 |
| Oklahoma | $47K | -10% | 230 |
| Florida | $46K | -11% | 2,410 |
| North Carolina | $46K | -12% | 320 |
| Mississippi | $46K | -12% | 210 |
| West Virginia | $46K | -12% | 150 |
| Arkansas | $45K | -14% | 50 |
| Wyoming | $43K | -18% | 40 |
| Tennessee | $39K | -26% | 950 |
| Missouri | $31K | -41% | N/A |
Showing 1–10 of 46 states
BLS does not publish data for every state when sample sizes are too small
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Boulder numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in Boulder?
It’s a stretch — at the median salary of $66K, rent takes 47.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,044/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in Boulder?
The 10th-percentile wage — what new credit counselors typically earn — is $47K/year. Take-home on that works out to about $2,829/month.
Is credit counselor a high-paying job in Boulder?
Local pay is 25% above the national median — $66K here vs. $52K nationally.
How does Boulder compare to the national average for credit counselors?
Boulder pays $66K median vs. the U.S. average of $52K — that’s +25%.
How much do credit counselors make in Boulder, CO?
The median is $65,540 a year, that works out to about $32 an hour. But the range is wide: entry-level workers start around $47,150, and experienced credit counselors can clear $82,120. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $66K enough to live in Boulder?
On that salary, you'd take home roughly $4,301/month after taxes. A 2-bedroom here rents for about $2,044/month, which eats 47.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Boulder?
Boulder has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median credit counselors salary is worth about $65,540 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.