Insurance Sales Agents Salary
Insurance Sales Agents in Boise City, ID make a median of $59,470 a year, or about $28.59 an hour. The range runs from $37K at the entry level to $127K for experienced workers. Adjusted for local prices (RPP 98.39), that's roughly $60,443 in purchasing power. A 2-bedroom apartment runs $1,655/month, about 42.4% of take-home, which is tight.
So what does $59K get you in Boise City?
Groceries, utilities, transportation, and healthcare scaled from national averages by Boise City’s Regional Price Parity (98.39). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Boise City
Insurance sales agents pay in Boise City tracks closely to the national median, $59K locally vs. $62K nationwide, a 5% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,655/month, which is 41.9% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.39) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance sales agents in metros near Boise City, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Coeur d'Alene | $61K | $62K |
| Idaho Falls | $58K | $62K |
| Twin Falls | $60K | $65K |
| Lewiston | $56K | $62K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Boise City, ID
Entry-level insurance sales agents (10th percentile) start around $37K. Mid-career wages sit at $59K. Top earners bring in $127K or more, a $89K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 states
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Boise City numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Boise City?
It’s a stretch — at the median salary of $59K, rent takes 41.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,655/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Boise City?
The 10th-percentile wage — what new insurance sales agents typically earn — is $37K/year. Take-home on that works out to about $2,242/month. At HUD’s $1,655/month FMR, rent would take 74% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Boise City?
Pay here is roughly in line with the national average — $59K locally vs. $62K nationally, a 5% difference.
How does Boise City compare to the national average for insurance sales agents?
Boise City pays $59K median vs. the U.S. average of $62K — that’s -5%. After adjusting for local cost of living (RPP 98.39), the purchasing-power equivalent is $60K — below the national median.
How much do insurance sales agents make in Boise City, ID?
The median is $59,470 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $37,370, and experienced insurance sales agents can clear $126,580. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $59K enough to live in Boise City?
On that salary, you'd take home roughly $3,953/month after taxes. A 2-bedroom here rents for about $1,655/month, which eats 41.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Boise City?
Boise City has a Regional Price Parity of 98.39 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $60,443 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
