Insurance Sales Agents Salary
Insurance Sales Agents in Charlottesville, VA make a median of $59,630 a year, or about $28.67 an hour. The range runs from $30K at the entry level to $121K for experienced workers. Adjusted for local prices (RPP 99.15), that's roughly $60,141 in purchasing power. A 2-bedroom apartment runs $1,824/month, about 46.6% of take-home, which is tight.
So what does $60K get you in Charlottesville?
Groceries, utilities, transportation, and healthcare scaled from national averages by Charlottesville’s Regional Price Parity (99.15). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Charlottesville
Insurance sales agents pay in Charlottesville tracks closely to the national median, $60K locally vs. $62K nationwide, a 4% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,824/month, which is 46.5% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 99.15) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance sales agents in metros near Charlottesville, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Richmond | $62K | $64K |
| Virginia Beach-Chesapeake-Norfolk | $56K | $58K |
| Roanoke | $58K | $62K |
| Lynchburg | $48K | $54K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Charlottesville, VA
Entry-level insurance sales agents (10th percentile) start around $30K. Mid-career wages sit at $60K. Top earners bring in $121K or more, a $91K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Charlottesville?
It’s a stretch — at the median salary of $60K, rent takes 46.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,824/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Charlottesville?
The 10th-percentile wage — what new insurance sales agents typically earn — is $30K/year. Take-home on that works out to about $1,773/month. At HUD’s $1,824/month FMR, rent would take 103% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Charlottesville?
Pay here is roughly in line with the national average — $60K locally vs. $62K nationally, a 4% difference.
How does Charlottesville compare to the national average for insurance sales agents?
Charlottesville pays $60K median vs. the U.S. average of $62K — that’s -4%. After adjusting for local cost of living (RPP 99.15), the purchasing-power equivalent is $60K — below the national median.
How much do insurance sales agents make in Charlottesville, VA?
The median is $59,630 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $29,550, and experienced insurance sales agents can clear $120,530. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $60K enough to live in Charlottesville?
On that salary, you'd take home roughly $3,920/month after taxes. A 2-bedroom here rents for about $1,824/month, which eats 46.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Charlottesville?
Charlottesville has a Regional Price Parity of 99.15 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $60,141 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.