Insurance Sales Agents Salary
Insurance Sales Agents in Durham-Chapel Hill, NC make a median of $59,120 a year, or about $28.42 an hour. The range runs from $36K at the entry level to $106K for experienced workers. Adjusted for local prices (RPP 97.57), that's roughly $60,592 in purchasing power. A 2-bedroom apartment runs $1,711/month, about 43.2% of take-home, which is tight.
So what does $59K get you in Durham-Chapel Hill?
Groceries, utilities, transportation, and healthcare scaled from national averages by Durham-Chapel Hill’s Regional Price Parity (97.57). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Durham-Chapel Hill
Insurance sales agents pay in Durham-Chapel Hill tracks closely to the national median, $59K locally vs. $62K nationwide, a 5% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,711/month, which is 43.8% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 97.57) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance sales agents in metros near Durham-Chapel Hill, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Charlotte-Concord-Gastonia | $62K | $64K |
| Raleigh-Cary | $60K | $61K |
| Greensboro-High Point | $59K | $63K |
| Winston-Salem | $49K | $54K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Durham-Chapel Hill, NC
Entry-level insurance sales agents (10th percentile) start around $36K. Mid-career wages sit at $59K. Top earners bring in $106K or more, a $70K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Durham-Chapel Hill?
It’s a stretch — at the median salary of $59K, rent takes 43.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,711/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Durham-Chapel Hill?
The 10th-percentile wage — what new insurance sales agents typically earn — is $36K/year. Take-home on that works out to about $2,177/month. At HUD’s $1,711/month FMR, rent would take 79% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Durham-Chapel Hill?
Pay here is roughly in line with the national average — $59K locally vs. $62K nationally, a 5% difference.
How does Durham-Chapel Hill compare to the national average for insurance sales agents?
Durham-Chapel Hill pays $59K median vs. the U.S. average of $62K — that’s -5%. After adjusting for local cost of living (RPP 97.57), the purchasing-power equivalent is $61K — below the national median.
How much do insurance sales agents make in Durham-Chapel Hill, NC?
The median is $59,120 a year, that works out to about $28 an hour. But the range is wide: entry-level workers start around $36,290, and experienced insurance sales agents can clear $106,290. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $59K enough to live in Durham-Chapel Hill?
On that salary, you'd take home roughly $3,907/month after taxes. A 2-bedroom here rents for about $1,711/month, which eats 43.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Durham-Chapel Hill?
Durham-Chapel Hill has a Regional Price Parity of 97.57 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $60,592 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.