Insurance Sales Agents Salary
Insurance Sales Agents in Minneapolis-St. Paul-Bloomington, MN-WI make a median of $84,670 a year, or about $40.71 an hour. The range runs from $51K at the entry level to $178K for experienced workers. Adjusted for local prices (RPP 104.82), that's roughly $80,777 in purchasing power. A 2-bedroom apartment runs $1,709/month, about 32.1% of take-home, which is tight.
So what does $85K get you in Minneapolis-St. Paul-Bloomington?
Groceries, utilities, transportation, and healthcare scaled from national averages by Minneapolis-St. Paul-Bloomington’s Regional Price Parity (104.82). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Minneapolis-St. Paul-Bloomington
Minneapolis-St. Paul-Bloomington sits well above the national pay line for insurance sales agents, local pay runs about 36% higher than the U.S. median of $62K. Rent runs $1,709/month for a 2-bedroom (HUD FMR), taking 32.2% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 104.82) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance sales agents in metros near Minneapolis-St. Paul-Bloomington, adjusted for local cost of living.
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Minneapolis-St. Paul-Bloomington, MN-WI
Entry-level insurance sales agents (10th percentile) start around $51K. Mid-career wages sit at $85K. Top earners bring in $178K or more, a $127K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Minneapolis-St. Paul-Bloomington numbers change.
Related careers in Sales
Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Minneapolis-St. Paul-Bloomington?
It’s a stretch — at the median salary of $85K, rent takes 32.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,709/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Minneapolis-St. Paul-Bloomington?
The 10th-percentile wage — what new insurance sales agents typically earn — is $51K/year. Take-home on that works out to about $3,062/month. At HUD’s $1,709/month FMR, rent would take 56% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Minneapolis-St. Paul-Bloomington?
Local pay is 36% above the national median — $85K here vs. $62K nationally.
How does Minneapolis-St. Paul-Bloomington compare to the national average for insurance sales agents?
Minneapolis-St. Paul-Bloomington pays $85K median vs. the U.S. average of $62K — that’s +36%. After adjusting for local cost of living (RPP 104.82), the purchasing-power equivalent is $81K — still ahead of the national median.
How much do insurance sales agents make in Minneapolis-St. Paul-Bloomington, MN-WI?
The median is $84,670 a year, that works out to about $41 an hour. But the range is wide: entry-level workers start around $51,030, and experienced insurance sales agents can clear $177,710. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $85K enough to live in Minneapolis-St. Paul-Bloomington?
On that salary, you'd take home roughly $5,302/month after taxes. A 2-bedroom here rents for about $1,709/month, which eats 32.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Minneapolis-St. Paul-Bloomington?
Minneapolis-St. Paul-Bloomington has a Regional Price Parity of 104.82 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance sales agents salary is worth about $80,777 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.