Insurance Sales Agents Salary
Insurance Sales Agents in Montgomery, AL make a median of $46,410 a year, or about $22.31 an hour. The range runs from $36K at the entry level to $135K for experienced workers. Note: the mean (average) wage is $70K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Cost of living is below average (RPP 89.68), which stretches that salary to about $51,751 in buying power. A 2-bedroom apartment runs $1,016/month, about 32.1% of take-home, which is tight.
So what does $46K get you in Montgomery?
Groceries, utilities, transportation, and healthcare scaled from national averages by Montgomery’s Regional Price Parity (89.68). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Montgomery
Pay for insurance sales agents in Montgomery runs about 25% below the U.S. median of $62K. Rent runs $1,016/month for a 2-bedroom (HUD FMR), taking 32.8% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 89.68 (national = 100), meaning everyday costs run about 10% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance sales agents in metros near Montgomery, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Birmingham | $67K | $73K |
| Mobile | $65K | $74K |
| Huntsville | $64K | $69K |
| Tuscaloosa | $62K | $71K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Montgomery, AL
Entry-level insurance sales agents (10th percentile) start around $36K. Mid-career wages sit at $46K. Top earners bring in $135K or more, a $99K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Montgomery numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Montgomery?
It’s a stretch — at the median salary of $46K, rent takes 32.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,016/month. The 30% guideline puts the comfortable ceiling at roughly $900/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Montgomery?
The 10th-percentile wage — what new insurance sales agents typically earn — is $36K/year. Take-home on that works out to about $2,167/month. At HUD’s $1,016/month FMR, rent would take 47% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Montgomery?
Local pay runs 25% below the national median — $46K here vs. $62K nationally. Cost of living is 10% below the national average, which narrows that gap in real purchasing power.
How does Montgomery compare to the national average for insurance sales agents?
Montgomery pays $46K median vs. the U.S. average of $62K — that’s -25%. After adjusting for local cost of living (RPP 89.68), the purchasing-power equivalent is $52K — below the national median.
How much do insurance sales agents make in Montgomery, AL?
The median is $46,410 a year, that works out to about $22 an hour. But the range is wide: entry-level workers start around $36,120, and experienced insurance sales agents can clear $135,170. The mean (average) is $69,780, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $46K enough to live in Montgomery?
On that salary, you'd take home roughly $3,098/month after taxes. A 2-bedroom here rents for about $1,016/month, which eats 32.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Montgomery?
Montgomery has a Regional Price Parity of 89.68 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $51,751 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.