Insurance Sales Agents Salary
Insurance Sales Agents in Naples-Marco Island, FL make a median of $52,650 a year, or about $25.31 an hour. The range runs from $38K at the entry level to $120K for experienced workers. Adjusted for local prices (RPP 103.2), that's roughly $51,017 in purchasing power. A 2-bedroom apartment runs $1,986/month, about 54.3% of take-home, which is tight.
So what does $53K get you in Naples-Marco Island?
Groceries, utilities, transportation, and healthcare scaled from national averages by Naples-Marco Island’s Regional Price Parity (103.2). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Naples-Marco Island
Pay for insurance sales agents in Naples-Marco Island runs about 15% below the U.S. median of $62K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,986/month, which is 53.7% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 103.2) is near the national average, so spending patterns here track the typical American budget fairly closely. That combination, below-market pay with high housing costs, makes this a financially demanding market for insurance sales agentss.
Compared to nearby metros
Median pay for insurance sales agents in metros near Naples-Marco Island, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $60K | $53K |
| Tampa-St. Petersburg-Clearwater | $61K | $60K |
| Orlando-Kissimmee-Sanford | $50K | $50K |
| Jacksonville | $61K | $62K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Naples-Marco Island, FL
Entry-level insurance sales agents (10th percentile) start around $38K. Mid-career wages sit at $53K. Top earners bring in $120K or more, a $83K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Naples-Marco Island numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Naples-Marco Island?
It’s a stretch — at the median salary of $53K, rent takes 53.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,986/month. The 30% guideline puts the comfortable ceiling at roughly $1,100/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Naples-Marco Island?
The 10th-percentile wage — what new insurance sales agents typically earn — is $38K/year. Take-home on that works out to about $2,252/month. At HUD’s $1,986/month FMR, rent would take 88% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Naples-Marco Island?
Local pay runs 15% below the national median — $53K here vs. $62K nationally.
How does Naples-Marco Island compare to the national average for insurance sales agents?
Naples-Marco Island pays $53K median vs. the U.S. average of $62K — that’s -15%. After adjusting for local cost of living (RPP 103.2), the purchasing-power equivalent is $51K — below the national median.
How much do insurance sales agents make in Naples-Marco Island, FL?
The median is $52,650 a year, that works out to about $25 an hour. But the range is wide: entry-level workers start around $37,540, and experienced insurance sales agents can clear $120,200. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $53K enough to live in Naples-Marco Island?
On that salary, you'd take home roughly $3,695/month after taxes. A 2-bedroom here rents for about $1,986/month, which eats 53.7% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Naples-Marco Island?
Naples-Marco Island has a Regional Price Parity of 103.2 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance sales agents salary is worth about $51,017 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.