Insurance Sales Agents Salary
Insurance Sales Agents in Palm Bay-Melbourne-Titusville, FL make a median of $59,540 a year, or about $28.63 an hour. The range runs from $39K at the entry level to $124K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $59,540 in purchasing power. A 2-bedroom apartment runs $1,709/month, about 41.3% of take-home, which is tight.
So what does $60K get you in Palm Bay-Melbourne-Titusville?
Groceries, utilities, transportation, and healthcare scaled from national averages by Palm Bay-Melbourne-Titusville’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Palm Bay-Melbourne-Titusville
Insurance sales agents pay in Palm Bay-Melbourne-Titusville tracks closely to the national median, $60K locally vs. $62K nationwide, a 4% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,709/month, which is 41.1% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance sales agents in metros near Palm Bay-Melbourne-Titusville, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $60K | $53K |
| Tampa-St. Petersburg-Clearwater | $61K | $60K |
| Orlando-Kissimmee-Sanford | $50K | $50K |
| Jacksonville | $61K | $62K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Palm Bay-Melbourne-Titusville, FL
Entry-level insurance sales agents (10th percentile) start around $39K. Mid-career wages sit at $60K. Top earners bring in $124K or more, a $84K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Palm Bay-Melbourne-Titusville?
It’s a stretch — at the median salary of $60K, rent takes 41.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,709/month. The 30% guideline puts the comfortable ceiling at roughly $1,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Palm Bay-Melbourne-Titusville?
The 10th-percentile wage — what new insurance sales agents typically earn — is $39K/year. Take-home on that works out to about $2,368/month. At HUD’s $1,709/month FMR, rent would take 72% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Palm Bay-Melbourne-Titusville?
Pay here is roughly in line with the national average — $60K locally vs. $62K nationally, a 4% difference.
How does Palm Bay-Melbourne-Titusville compare to the national average for insurance sales agents?
Palm Bay-Melbourne-Titusville pays $60K median vs. the U.S. average of $62K — that’s -4%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $60K — below the national median.
How much do insurance sales agents make in Palm Bay-Melbourne-Titusville, FL?
The median is $59,540 a year, that works out to about $29 an hour. But the range is wide: entry-level workers start around $39,470, and experienced insurance sales agents can clear $123,690. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $60K enough to live in Palm Bay-Melbourne-Titusville?
On that salary, you'd take home roughly $4,157/month after taxes. A 2-bedroom here rents for about $1,709/month, which eats 41.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Palm Bay-Melbourne-Titusville?
Palm Bay-Melbourne-Titusville has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance sales agents salary is worth about $59,540 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.