Insurance Sales Agents Salary
Insurance Sales Agents in Ponce, PR make a median of $36,920 a year, or about $17.75 an hour. The range runs from $23K at the entry level to $75K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $36,920 in purchasing power. Rent on a 2-bedroom averages $538/month, or 21.2% of estimated take-home pay.
Where the paycheck goes
What $37K actually covers in Ponce, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Ponce’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
What this looks like in Ponce
Pay for insurance sales agents in Ponce runs about 41% below the U.S. median of $62K. Housing is manageable: a 2-bedroom at the HUD median costs $538/month, 20.4% of take-home, well inside the 30% guideline. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Ponce can be a reasonable trade-off for insurance sales agentss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for insurance sales agents in metros near Ponce, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| San Juan-Bayamon-Caguas | $37K | $37K |
| Arecibo | $30K | $30K |
| Mayaguez | $35K | $35K |
| Aguadilla | $35K | $35K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Ponce, PR
Entry-level insurance sales agents (10th percentile) start around $23K. Mid-career wages sit at $37K. Top earners bring in $75K or more, a $52K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Ponce numbers change.
Related careers in Sales
Quick answers
The stuff people actually ask about this job
Can a insurance sales agent afford a 2BR apartment alone in Ponce?
Yes — at the median salary of $37K, rent takes 20.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $538/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance sales agents in Ponce?
The 10th-percentile wage — what new insurance sales agents typically earn — is $23K/year. Take-home on that works out to about $1,376/month. At HUD’s $538/month FMR, rent would take 39% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Ponce?
Local pay runs 41% below the national median — $37K here vs. $62K nationally.
How does Ponce compare to the national average for insurance sales agents?
Ponce pays $37K median vs. the U.S. average of $62K — that’s -41%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $37K — below the national median.
How much do insurance sales agents make in Ponce, PR?
The median is $36,920 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $22,940, and experienced insurance sales agents can clear $74,990. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $37K enough to live in Ponce?
On that salary, you'd take home roughly $2,642/month after taxes. A 2-bedroom here rents for about $538/month, which eats 20.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in Ponce?
Ponce has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance sales agents salary is worth about $36,920 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.