Insurance Sales Agents Salary
Insurance Sales Agents in Springfield, MA make a median of $74,100 a year, or about $35.62 an hour. The range runs from $48K at the entry level to $155K for experienced workers. Adjusted for local prices (RPP 96.06), that's roughly $77,139 in purchasing power. A 2-bedroom apartment runs $1,734/month, about 35.6% of take-home, which is tight.
Where the paycheck goes
What $74K actually covers in Springfield, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Springfield’s Regional Price Parity (96.06). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Springfield
Springfield sits well above the national pay line for insurance sales agents, local pay runs about 19% higher than the U.S. median of $62K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,734/month, which is 36.6% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 96.06) is near the national average, so spending patterns here track the typical American budget fairly closely. The pay premium is real, but so are the offsets.
Compared to nearby metros
Median pay for insurance sales agents in metros near Springfield, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Boston-Cambridge-Newton | $80K | $74K |
| Worcester | $76K | $74K |
| Barnstable Town | $80K | $81K |
| Amherst Town-Northampton | $77K | $76K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Springfield, MA
Entry-level insurance sales agents (10th percentile) start around $48K. Mid-career wages sit at $74K. Top earners bring in $155K or more, a $107K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
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Quick answers
The stuff people actually ask about this job
Can a insurance sales agent afford a 2BR apartment alone in Springfield?
It’s a stretch — at the median salary of $74K, rent takes 36.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,734/month. The 30% guideline puts the comfortable ceiling at roughly $1,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Springfield?
The 10th-percentile wage — what new insurance sales agents typically earn — is $48K/year. Take-home on that works out to about $3,209/month. At HUD’s $1,734/month FMR, rent would take 54% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Springfield?
Local pay is 19% above the national median — $74K here vs. $62K nationally.
How does Springfield compare to the national average for insurance sales agents?
Springfield pays $74K median vs. the U.S. average of $62K — that’s +19%. After adjusting for local cost of living (RPP 96.06), the purchasing-power equivalent is $77K — still ahead of the national median.
How much do insurance sales agents make in Springfield, MA?
The median is $74,100 a year, that works out to about $36 an hour. But the range is wide: entry-level workers start around $48,400, and experienced insurance sales agents can clear $155,140. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $74K enough to live in Springfield?
On that salary, you'd take home roughly $4,734/month after taxes. A 2-bedroom here rents for about $1,734/month, which eats 36.6% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Springfield?
Springfield has a Regional Price Parity of 96.06 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $77,139 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.