Insurance Sales Agents Salary
Insurance Sales Agents in Sumter, SC make a median of $66,370 a year, or about $31.91 an hour. The range runs from $36K at the entry level to $123K for experienced workers. Cost of living is below average (RPP 88.02), which stretches that salary to about $75,403 in buying power. Rent on a 2-bedroom averages $1,276/month, or 29.3% of estimated take-home pay.
So what does $66K get you in Sumter?
Groceries, utilities, transportation, and healthcare scaled from national averages by Sumter’s Regional Price Parity (88.02). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Sumter
Insurance sales agents pay in Sumter tracks closely to the national median, $66K locally vs. $62K nationwide, a 7% difference. Rent runs $1,276/month for a 2-bedroom (HUD FMR), taking 29.2% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 88.02 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for insurance sales agents in metros near Sumter, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Columbia | $74K | $79K |
| Greenville-Anderson-Greer | $48K | $52K |
| Charleston-North Charleston | $79K | $78K |
| Myrtle Beach-Conway-North Myrtle Beach | $47K | $50K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Sumter, SC
Entry-level insurance sales agents (10th percentile) start around $36K. Mid-career wages sit at $66K. Top earners bring in $123K or more, a $86K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Sumter?
Yes — at the median salary of $66K, rent takes 29.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,276/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance sales agents in Sumter?
The 10th-percentile wage — what new insurance sales agents typically earn — is $36K/year. Take-home on that works out to about $2,175/month. At HUD’s $1,276/month FMR, rent would take 59% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Sumter?
Pay here is roughly in line with the national average — $66K locally vs. $62K nationally, a 7% difference.
How does Sumter compare to the national average for insurance sales agents?
Sumter pays $66K median vs. the U.S. average of $62K — that’s +7%. After adjusting for local cost of living (RPP 88.02), the purchasing-power equivalent is $75K — still ahead of the national median.
How much do insurance sales agents make in Sumter, SC?
The median is $66,370 a year, that works out to about $32 an hour. But the range is wide: entry-level workers start around $36,250, and experienced insurance sales agents can clear $122,670. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $66K enough to live in Sumter?
On that salary, you'd take home roughly $4,372/month after taxes. A 2-bedroom here rents for about $1,276/month, which eats 29.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in Sumter?
Sumter has a Regional Price Parity of 88.02 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $75,403 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
