Insurance Sales Agents Salary
Insurance Sales Agents in Wildwood-The Villages, FL make a median of $47,900 a year, or about $23.03 an hour. The range runs from $35K at the entry level to $81K for experienced workers. Cost of living is below average (RPP 85.42), which stretches that salary to about $56,076 in buying power. A 2-bedroom apartment runs $1,328/month, about 38.5% of take-home, which is tight.
So what does $48K get you in Wildwood-The Villages?
Groceries, utilities, transportation, and healthcare scaled from national averages by Wildwood-The Villages’s Regional Price Parity (85.42). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Wildwood-The Villages
Pay for insurance sales agents in Wildwood-The Villages runs about 23% below the U.S. median of $62K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,328/month, which is 39.3% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 85.42 (national = 100), meaning everyday costs run about 15% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for insurance sales agentss.
Compared to nearby metros
Median pay for insurance sales agents in metros near Wildwood-The Villages, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $60K | $53K |
| Tampa-St. Petersburg-Clearwater | $61K | $60K |
| Orlando-Kissimmee-Sanford | $50K | $50K |
| Jacksonville | $61K | $62K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Wildwood-The Villages, FL
Entry-level insurance sales agents (10th percentile) start around $35K. Mid-career wages sit at $48K. Top earners bring in $81K or more, a $46K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 (all 50 states + DC)
Track insurance sales agents salary changes
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Wildwood-The Villages?
It’s a stretch — at the median salary of $48K, rent takes 39.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,328/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance sales agents in Wildwood-The Villages?
The 10th-percentile wage — what new insurance sales agents typically earn — is $35K/year. Take-home on that works out to about $2,072/month. At HUD’s $1,328/month FMR, rent would take 64% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Wildwood-The Villages?
Local pay runs 23% below the national median — $48K here vs. $62K nationally. Cost of living is 15% below the national average, which narrows that gap in real purchasing power.
How does Wildwood-The Villages compare to the national average for insurance sales agents?
Wildwood-The Villages pays $48K median vs. the U.S. average of $62K — that’s -23%. After adjusting for local cost of living (RPP 85.42), the purchasing-power equivalent is $56K — below the national median.
How much do insurance sales agents make in Wildwood-The Villages, FL?
The median is $47,900 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $34,540, and experienced insurance sales agents can clear $80,950. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $48K enough to live in Wildwood-The Villages?
On that salary, you'd take home roughly $3,377/month after taxes. A 2-bedroom here rents for about $1,328/month, which eats 39.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance sales agents salary go in Wildwood-The Villages?
Wildwood-The Villages has a Regional Price Parity of 85.42 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $56,076 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.