Bill and Account Collectors Salary
In Cedar Rapids, IA, bill and account collectors earn $50,090 at the median, or about $24.08 an hour. The range runs from $34K at the entry level to $60K for experienced workers. Cost of living is below average (RPP 88.96), which stretches that salary to about $56,306 in buying power. Rent on a 2-bedroom averages $956/month, or 29% of estimated take-home pay.
So what does $50K get you in Cedar Rapids?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cedar Rapids’s Regional Price Parity (88.96). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About bill and account collectors
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What this looks like in Cedar Rapids
Bill and account collectors pay in Cedar Rapids tracks closely to the national median, $50K locally vs. $47K nationwide, a 7% difference. Rent runs $956/month for a 2-bedroom (HUD FMR), taking 28.8% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 88.96 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for bill and account collectors in metros near Cedar Rapids, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Des Moines-West Des Moines | $52K | $56K |
| Waterloo-Cedar Falls | $38K | $43K |
| Sioux City | $49K | $57K |
| Davenport-Moline-Rock Island | $41K | $46K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Cedar Rapids, IA
Entry-level bill and account collectors (10th percentile) start around $34K. Mid-career wages sit at $50K. Top earners bring in $60K or more, a $26K spread from bottom to top.
Bill and Account Collectors pay across states
Median income ranked highest to lowest, compared to the national figure
View Bill and Account Collectors salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $62K | +32% | 240 |
| Alaska | $61K | +29% | 310 |
| Massachusetts | $60K | +27% | 2,510 |
| Connecticut | $58K | +23% | 900 |
| California | $58K | +23% | 13,880 |
| Vermont | $58K | +23% | 80 |
| Hawaii | $54K | +14% | 180 |
| New Jersey | $53K | +12% | 3,310 |
| Rhode Island | $52K | +11% | 370 |
| Oregon | $51K | +8% | 830 |
| Colorado | $50K | +7% | 1,670 |
| Maryland | $50K | +6% | 2,090 |
| Minnesota | $50K | +5% | 2,860 |
| Wisconsin | $49K | +4% | 2,570 |
| Maine | $49K | +4% | 410 |
| Nevada | $49K | +4% | 2,350 |
| Washington | $48K | +3% | 2,260 |
| Kentucky | $48K | +3% | 1,740 |
| Illinois | $48K | +2% | 5,080 |
| Arizona | $48K | +2% | 6,300 |
| New York | $47K | +0% | 8,800 |
| Michigan | $47K | +0% | 2,990 |
| Delaware | $47K | -1% | 990 |
| North Dakota | $47K | -1% | 270 |
| Pennsylvania | $47K | -1% | 6,680 |
| South Dakota | $47K | -1% | 1,120 |
| New Mexico | $47K | -1% | 440 |
| Florida | $46K | -1% | 13,180 |
| Georgia | $46K | -2% | 5,280 |
| Ohio | $46K | -2% | 6,620 |
| Iowa | $46K | -2% | 830 |
| Kansas | $46K | -3% | 1,350 |
| Texas | $46K | -3% | 21,720 |
| Montana | $45K | -3% | 640 |
| Utah | $45K | -4% | 2,430 |
| Indiana | $45K | -4% | 2,690 |
| Oklahoma | $45K | -5% | 1,740 |
| New Hampshire | $44K | -5% | 1,120 |
| West Virginia | $44K | -7% | 670 |
| Virginia | $44K | -7% | 4,590 |
| Nebraska | $43K | -8% | 730 |
| South Carolina | $43K | -8% | 4,430 |
| North Carolina | $43K | -9% | 5,460 |
| Wyoming | $42K | -10% | 180 |
| Idaho | $42K | -11% | 510 |
| Missouri | $42K | -11% | 3,770 |
| Tennessee | $41K | -13% | 3,890 |
| Alabama | $40K | -14% | 2,090 |
| Louisiana | $39K | -17% | 1,690 |
| Arkansas | $39K | -17% | 850 |
| Mississippi | $38K | -20% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
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Frequently asked questions
Can a bill and account collector afford a 2BR apartment alone in Cedar Rapids?
Yes — at the median salary of $50K, rent takes 28.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $956/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for bill and account collectors in Cedar Rapids?
The 10th-percentile wage — what new bill and account collectors typically earn — is $34K/year. Take-home on that works out to about $2,011/month. At HUD’s $956/month FMR, rent would take 48% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is bill and account collector a high-paying job in Cedar Rapids?
Pay here is roughly in line with the national average — $50K locally vs. $47K nationally, a 7% difference.
How does Cedar Rapids compare to the national average for bill and account collectors?
Cedar Rapids pays $50K median vs. the U.S. average of $47K — that’s +7%. After adjusting for local cost of living (RPP 88.96), the purchasing-power equivalent is $56K — still ahead of the national median.
How much do bill and account collectors make in Cedar Rapids, IA?
The median is $50,090 a year, that works out to about $24 an hour. But the range is wide: entry-level workers start around $33,510, and experienced bill and account collectors can clear $59,530. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $50K enough to live in Cedar Rapids?
On that salary, you'd take home roughly $3,321/month after taxes. A 2-bedroom here rents for about $956/month, which eats 28.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a bill and account collectors salary go in Cedar Rapids?
Cedar Rapids has a Regional Price Parity of 88.96 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median bill and account collectors salary is worth about $56,306 in national-average purchasing power.
Where do bill and account collectors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.