Insurance Sales Agents Salary in Des Moines-West Des Moines, IA
Insurance Sales Agents in Des Moines-West Des Moines, IA make a median of $75,300 a year, or about $36.2 an hour. The range runs from $26K at the entry level to $135K for experienced workers. Cost of living is below average (RPP 91.7), which stretches that salary to about $82,116 in buying power. Rent on a 2-bedroom averages $1,318/month, or 26.6% of estimated take-home pay.
So what does $75K get you in Des Moines-West Des Moines?
Groceries, utilities, transportation, and healthcare scaled from national averages by Des Moines-West Des Moines’s Regional Price Parity (91.7). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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Compensation breakdown
Annual earnings by percentile, Des Moines-West Des Moines, IA
Entry-level insurance sales agents (10th percentile) start around $26K. Mid-career wages sit at $75K. Top earners bring in $135K or more, a $109K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Minnesota | $79K | +30% | 9,470 |
| New Jersey | $78K | +29% | 11,080 |
| Massachusetts | $78K | +29% | 10,360 |
| Connecticut | $77K | +28% | 5,520 |
| New York | $76K | +26% | 20,990 |
| District of Columbia | $75K | +25% | 510 |
| Rhode Island | $74K | +23% | 1,860 |
| Wisconsin | $71K | +17% | 7,920 |
| Vermont | $70K | +17% | 670 |
| North Dakota | $66K | +9% | 1,240 |
| California | $65K | +8% | 41,150 |
| Hawaii | $64K | +6% | 960 |
| Iowa | $63K | +5% | 6,160 |
| Alabama | $63K | +4% | 7,900 |
| Pennsylvania | $62K | +3% | 17,600 |
| Indiana | $62K | +2% | 12,980 |
| South Dakota | $62K | +2% | 2,010 |
| New Hampshire | $61K | +1% | 1,840 |
| Kansas | $61K | +1% | 5,960 |
| Oregon | $61K | +1% | 4,550 |
| Maine | $61K | +0% | 2,100 |
| Maryland | $60K | -0% | 4,780 |
| Ohio | $60K | -1% | 15,750 |
| Delaware | $60K | -1% | 1,140 |
| Florida | $60K | -1% | 44,080 |
| Missouri | $60K | -1% | 10,350 |
| Kentucky | $60K | -1% | 6,310 |
| Virginia | $60K | -1% | 14,090 |
| Arizona | $59K | -2% | 9,910 |
| Illinois | $59K | -2% | 17,640 |
| Michigan | $59K | -2% | 12,310 |
| Washington | $59K | -3% | 10,430 |
| Nebraska | $58K | -3% | 5,390 |
| Montana | $57K | -5% | 1,860 |
| North Carolina | $57K | -5% | 19,540 |
| Wyoming | $56K | -8% | 770 |
| Louisiana | $56K | -8% | 6,240 |
| Alaska | $55K | -9% | 490 |
| Utah | $52K | -13% | 4,730 |
| South Carolina | $52K | -15% | 7,490 |
| Arkansas | $51K | -15% | 3,890 |
| Georgia | $50K | -17% | 19,520 |
| Tennessee | $49K | -19% | 8,650 |
| Idaho | $48K | -20% | 2,690 |
| Mississippi | $48K | -21% | 3,100 |
| Texas | $48K | -21% | 44,670 |
| New Mexico | $47K | -22% | 1,930 |
| Oklahoma | $46K | -25% | 5,310 |
| Nevada | $45K | -25% | 2,850 |
| West Virginia | $44K | -27% | 1,770 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Des Moines-West Des Moines numbers change.
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Frequently asked questions
How much do insurance sales agents make in Des Moines-West Des Moines, IA?
The median is $75,300 a year, that works out to about $36 an hour. But the range is wide: entry-level workers start around $26,320, and experienced insurance sales agents can clear $135,160. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $75K enough to live in Des Moines-West Des Moines?
On that salary, you'd take home roughly $4,791/month after taxes. A 2-bedroom here rents for about $1,318/month, which eats 27.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in Des Moines-West Des Moines?
Des Moines-West Des Moines has a Regional Price Parity of 91.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $82,116 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.