Insurance Sales Agents Salary
Insurance Sales Agents in Guayama, PR make a median of $37,370 a year, or about $17.97 an hour. The range runs from $24K at the entry level to $76K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $37,370 in purchasing power. Rent on a 2-bedroom averages $475/month, or 18.5% of estimated take-home pay.
So what does $37K get you in Guayama?
Groceries, utilities, transportation, and healthcare scaled from national averages by Guayama’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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What this looks like in Guayama
Pay for insurance sales agents in Guayama runs about 40% below the U.S. median of $62K. Housing is manageable: a 2-bedroom at the HUD median costs $475/month, 17.8% of take-home, well inside the 30% guideline. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Guayama can be a reasonable trade-off for insurance sales agentss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for insurance sales agents in metros near Guayama, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| San Juan-Bayamon-Caguas | $37K | $37K |
| Ponce | $37K | $37K |
| Arecibo | $30K | $30K |
| Mayaguez | $35K | $35K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Guayama, PR
Entry-level insurance sales agents (10th percentile) start around $24K. Mid-career wages sit at $37K. Top earners bring in $76K or more, a $53K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Sales Agents salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $85K | +36% | N/A |
| New Jersey | $82K | +31% | 11,370 |
| Rhode Island | $80K | +28% | 1,700 |
| Wisconsin | $79K | +28% | 7,860 |
| Massachusetts | $79K | +27% | 9,940 |
| Minnesota | $79K | +26% | 10,010 |
| New York | $78K | +25% | 22,420 |
| California | $76K | +22% | 41,160 |
| Connecticut | $75K | +20% | 5,230 |
| New Hampshire | $74K | +19% | 2,320 |
| Pennsylvania | $73K | +18% | 19,390 |
| South Dakota | $72K | +16% | 1,870 |
| Wyoming | $72K | +15% | 850 |
| North Dakota | $71K | +14% | 1,460 |
| Vermont | $71K | +14% | 730 |
| Colorado | $69K | +10% | 9,530 |
| Alabama | $66K | +5% | 7,430 |
| Illinois | $64K | +3% | 16,360 |
| Hawaii | $64K | +3% | 1,070 |
| Maine | $63K | +1% | 2,240 |
| Montana | $62K | -0% | 2,090 |
| Michigan | $62K | -1% | 12,160 |
| Georgia | $62K | -1% | 18,030 |
| Oregon | $62K | -1% | 5,370 |
| Nebraska | $62K | -1% | 6,160 |
| Arizona | $62K | -1% | 11,870 |
| Indiana | $61K | -1% | 10,440 |
| South Carolina | $61K | -1% | 8,220 |
| Ohio | $61K | -2% | 16,250 |
| Utah | $61K | -2% | 4,620 |
| Washington | $61K | -2% | 10,500 |
| Kentucky | $61K | -2% | 6,210 |
| Virginia | $61K | -3% | 9,480 |
| Kansas | $60K | -3% | 6,360 |
| Iowa | $60K | -3% | 6,840 |
| Florida | $60K | -4% | 47,560 |
| Missouri | $59K | -5% | 10,030 |
| North Carolina | $59K | -6% | 20,540 |
| Idaho | $59K | -6% | 3,200 |
| Maryland | $58K | -6% | 5,700 |
| Tennessee | $57K | -8% | 7,610 |
| Arkansas | $57K | -9% | 4,580 |
| Louisiana | $55K | -11% | 7,100 |
| Texas | $51K | -18% | 47,060 |
| Alaska | $51K | -19% | 540 |
| Nevada | $49K | -21% | 4,200 |
| Mississippi | $48K | -23% | 3,210 |
| Oklahoma | $48K | -23% | 5,310 |
| Delaware | $47K | -25% | 1,220 |
| West Virginia | $45K | -27% | 1,430 |
| New Mexico | $45K | -27% | 2,200 |
Showing 1–10 of 51 states
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Guayama numbers change.
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Frequently asked questions
Can a insurance sales agent afford a 2BR apartment alone in Guayama?
Yes — at the median salary of $37K, rent takes 17.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $475/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance sales agents in Guayama?
The 10th-percentile wage — what new insurance sales agents typically earn — is $24K/year. Take-home on that works out to about $1,410/month. At HUD’s $475/month FMR, rent would take 34% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance sales agent a high-paying job in Guayama?
Local pay runs 40% below the national median — $37K here vs. $62K nationally.
How does Guayama compare to the national average for insurance sales agents?
Guayama pays $37K median vs. the U.S. average of $62K — that’s -40%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $37K — below the national median.
How much do insurance sales agents make in Guayama, PR?
The median is $37,370 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $23,500, and experienced insurance sales agents can clear $76,200. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $37K enough to live in Guayama?
On that salary, you'd take home roughly $2,672/month after taxes. A 2-bedroom here rents for about $475/month, which eats 17.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in Guayama?
Guayama has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance sales agents salary is worth about $37,370 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.