Chefs and Head Cooks Salary
Chefs and Head Cooks in Panama City-Panama City Beach, FL make a median of $47,540 a year, or about $22.86 an hour. The range runs from $29K at the entry level to $79K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $48,859 in purchasing power. Rent on a 2-bedroom averages $1,017/month, or 29.7% of estimated take-home pay.
So what does $48K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About chefs and head cooks
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What this looks like in Panama City-Panama City Beach
Pay for chefs and head cooks in Panama City-Panama City Beach runs about 24% below the U.S. median of $62K. Rent runs $1,017/month for a 2-bedroom (HUD FMR), taking 30.3% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for chefs and head cooks in metros near Panama City-Panama City Beach, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $58K | $51K |
| Orlando-Kissimmee-Sanford | $61K | $61K |
| Tampa-St. Petersburg-Clearwater | $58K | $58K |
| Jacksonville | $55K | $55K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level chefs and head cooks (10th percentile) start around $29K. Mid-career wages sit at $48K. Top earners bring in $79K or more, a $49K spread from bottom to top.
Chefs and Head Cooks pay across states
Median income ranked highest to lowest, compared to the national figure
View Chefs and Head Cooks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Rhode Island | $80K | +28% | 740 |
| Hawaii | $77K | +24% | 1,240 |
| District of Columbia | $76K | +22% | 2,020 |
| Washington | $76K | +22% | 5,320 |
| North Dakota | $75K | +20% | 100 |
| New Jersey | $74K | +19% | 9,100 |
| Wyoming | $73K | +17% | 240 |
| South Carolina | $72K | +15% | 2,650 |
| New York | $71K | +13% | 17,430 |
| Tennessee | $70K | +12% | 3,820 |
| Massachusetts | $70K | +11% | 6,000 |
| Georgia | $66K | +6% | 3,680 |
| Vermont | $65K | +5% | 610 |
| Colorado | $65K | +5% | 3,970 |
| California | $65K | +3% | 31,670 |
| Missouri | $64K | +3% | 1,750 |
| Connecticut | $64K | +3% | 3,080 |
| Pennsylvania | $64K | +2% | 9,170 |
| Oregon | $64K | +2% | 2,510 |
| New Hampshire | $63K | +1% | 1,170 |
| Virginia | $63K | +1% | 3,600 |
| Minnesota | $63K | +0% | 1,730 |
| Alabama | $62K | -0% | 1,000 |
| Nevada | $62K | -0% | 3,940 |
| New Mexico | $62K | -0% | 770 |
| Maryland | $62K | -1% | 3,220 |
| Delaware | $61K | -2% | 590 |
| Wisconsin | $61K | -2% | 1,860 |
| North Carolina | $61K | -2% | 4,920 |
| West Virginia | $61K | -2% | 350 |
| Nebraska | $61K | -3% | 540 |
| Michigan | $60K | -4% | 5,360 |
| Arizona | $60K | -4% | 4,080 |
| Utah | $59K | -5% | 1,740 |
| Illinois | $59K | -6% | 8,290 |
| Oklahoma | $59K | -6% | 1,430 |
| Kansas | $58K | -7% | 860 |
| Florida | $58K | -7% | 19,670 |
| Montana | $57K | -8% | 720 |
| Maine | $57K | -9% | 1,250 |
| Texas | $56K | -10% | 13,270 |
| Mississippi | $55K | -12% | 840 |
| Ohio | $54K | -14% | 4,000 |
| Indiana | $52K | -16% | 1,940 |
| Alaska | $52K | -16% | 680 |
| Idaho | $52K | -17% | 550 |
| South Dakota | $48K | -22% | 300 |
| Kentucky | $48K | -23% | 1,790 |
| Iowa | $48K | -23% | 1,640 |
| Arkansas | $46K | -26% | 880 |
| Louisiana | $46K | -27% | 1,990 |
Showing 1–10 of 51 (all 50 states + DC)
Track chefs and head cooks salary changes
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Frequently asked questions
Can a chefs and head cook afford a 2BR apartment alone in Panama City-Panama City Beach?
It’s a stretch — at the median salary of $48K, rent takes 30.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for chefs and head cooks in Panama City-Panama City Beach?
The 10th-percentile wage — what new chefs and head cooks typically earn — is $29K/year. Take-home on that works out to about $1,747/month. At HUD’s $1,017/month FMR, rent would take 58% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is chefs and head cook a high-paying job in Panama City-Panama City Beach?
Local pay runs 24% below the national median — $48K here vs. $62K nationally.
How does Panama City-Panama City Beach compare to the national average for chefs and head cooks?
Panama City-Panama City Beach pays $48K median vs. the U.S. average of $62K — that’s -24%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $49K — below the national median.
How much do chefs and head cooks make in Panama City-Panama City Beach, FL?
The median is $47,540 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $29,120, and experienced chefs and head cooks can clear $78,530. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $48K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $3,353/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 30.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a chefs and head cooks salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median chefs and head cooks salary is worth about $48,859 in national-average purchasing power.
Where do chefs and head cooks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.