Insurance Sales Agents Salary in Cape Girardeau, MO-IL
Insurance Sales Agents in Cape Girardeau, MO-IL make a median of $65,360 a year, or about $31.43 an hour. The range runs from $30K at the entry level to $119K for experienced workers. Cost of living is below average (RPP 86.08), which stretches that salary to about $75,929 in buying power. Rent on a 2-bedroom averages $992/month, or 23.1% of estimated take-home pay.
So what does $65K get you in Cape Girardeau?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cape Girardeau’s Regional Price Parity (86.08). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance sales agents
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Compensation breakdown
Annual earnings by percentile, Cape Girardeau, MO-IL
Entry-level insurance sales agents (10th percentile) start around $30K. Mid-career wages sit at $65K. Top earners bring in $119K or more, a $89K spread from bottom to top.
Insurance Sales Agents pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Minnesota | $79K | +30% | 9,470 |
| New Jersey | $78K | +29% | 11,080 |
| Massachusetts | $78K | +29% | 10,360 |
| Connecticut | $77K | +28% | 5,520 |
| New York | $76K | +26% | 20,990 |
| District of Columbia | $75K | +25% | 510 |
| Rhode Island | $74K | +23% | 1,860 |
| Wisconsin | $71K | +17% | 7,920 |
| Vermont | $70K | +17% | 670 |
| North Dakota | $66K | +9% | 1,240 |
| California | $65K | +8% | 41,150 |
| Hawaii | $64K | +6% | 960 |
| Iowa | $63K | +5% | 6,160 |
| Alabama | $63K | +4% | 7,900 |
| Pennsylvania | $62K | +3% | 17,600 |
| Indiana | $62K | +2% | 12,980 |
| South Dakota | $62K | +2% | 2,010 |
| New Hampshire | $61K | +1% | 1,840 |
| Kansas | $61K | +1% | 5,960 |
| Oregon | $61K | +1% | 4,550 |
| Maine | $61K | +0% | 2,100 |
| Maryland | $60K | -0% | 4,780 |
| Ohio | $60K | -1% | 15,750 |
| Delaware | $60K | -1% | 1,140 |
| Florida | $60K | -1% | 44,080 |
| Missouri | $60K | -1% | 10,350 |
| Kentucky | $60K | -1% | 6,310 |
| Virginia | $60K | -1% | 14,090 |
| Arizona | $59K | -2% | 9,910 |
| Illinois | $59K | -2% | 17,640 |
| Michigan | $59K | -2% | 12,310 |
| Washington | $59K | -3% | 10,430 |
| Nebraska | $58K | -3% | 5,390 |
| Montana | $57K | -5% | 1,860 |
| North Carolina | $57K | -5% | 19,540 |
| Wyoming | $56K | -8% | 770 |
| Louisiana | $56K | -8% | 6,240 |
| Alaska | $55K | -9% | 490 |
| Utah | $52K | -13% | 4,730 |
| South Carolina | $52K | -15% | 7,490 |
| Arkansas | $51K | -15% | 3,890 |
| Georgia | $50K | -17% | 19,520 |
| Tennessee | $49K | -19% | 8,650 |
| Idaho | $48K | -20% | 2,690 |
| Mississippi | $48K | -21% | 3,100 |
| Texas | $48K | -21% | 44,670 |
| New Mexico | $47K | -22% | 1,930 |
| Oklahoma | $46K | -25% | 5,310 |
| Nevada | $45K | -25% | 2,850 |
| West Virginia | $44K | -27% | 1,770 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track insurance sales agents salary changes
BLS updates this data quarterly. We'll email you when Cape Girardeau numbers change.
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Frequently asked questions
How much do insurance sales agents make in Cape Girardeau, MO-IL?
The median is $65,360 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $30,410, and experienced insurance sales agents can clear $118,930. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $65K enough to live in Cape Girardeau?
On that salary, you'd take home roughly $4,337/month after taxes. A 2-bedroom here rents for about $992/month, which eats 22.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance sales agents salary go in Cape Girardeau?
Cape Girardeau has a Regional Price Parity of 86.08 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance sales agents salary is worth about $75,929 in national-average purchasing power.
Where do insurance sales agents get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.