Compliance Officers Salary
Compliance Officers in Bay City, MI make a median of $70,140 a year, or about $33.72 an hour. The range runs from $45K at the entry level to $97K for experienced workers. Cost of living is below average (RPP 91.92), which stretches that salary to about $76,305 in buying power. Rent on a 2-bedroom averages $1,030/month, or 22.3% of estimated take-home pay.
So what does $70K get you in Bay City?
Groceries, utilities, transportation, and healthcare scaled from national averages by Bay City’s Regional Price Parity (91.92). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About compliance officers
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What this looks like in Bay City
Pay for compliance officers in Bay City runs about 13% below the U.S. median of $81K. Housing is manageable: a 2-bedroom at the HUD median costs $1,030/month, 22.6% of take-home, well inside the 30% guideline. Regional Price Parity sits at 91.92 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Bay City can be a reasonable trade-off for compliance officerss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for compliance officers in metros near Bay City, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Detroit-Warren-Dearborn | $81K | $81K |
| Grand Rapids-Wyoming-Kentwood | $69K | $72K |
| Lansing-East Lansing | $80K | $84K |
| Ann Arbor | $73K | $73K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Bay City, MI
Entry-level compliance officers (10th percentile) start around $45K. Mid-career wages sit at $70K. Top earners bring in $97K or more, a $53K spread from bottom to top.
Compliance Officers pay across states
Median income ranked highest to lowest, compared to the national figure
View Compliance Officers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $111K | +38% | 4,380 |
| Massachusetts | $102K | +26% | 13,190 |
| New Jersey | $100K | +24% | 13,310 |
| California | $97K | +20% | 49,880 |
| Connecticut | $92K | +14% | 3,610 |
| Delaware | $91K | +13% | 2,150 |
| Vermont | $90K | +12% | 1,960 |
| New York | $90K | +12% | 23,500 |
| Washington | $89K | +10% | 11,130 |
| Rhode Island | $88K | +9% | 970 |
| Minnesota | $86K | +6% | 6,140 |
| Pennsylvania | $86K | +6% | 19,810 |
| Maryland | $85K | +5% | 10,100 |
| Maine | $84K | +4% | 1,790 |
| Oregon | $83K | +3% | 5,360 |
| New Hampshire | $83K | +3% | 1,730 |
| Hawaii | $83K | +2% | 1,270 |
| Colorado | $82K | +2% | 7,740 |
| Illinois | $81K | -0% | 10,650 |
| Virginia | $80K | -0% | 15,190 |
| Wyoming | $80K | -1% | 580 |
| North Dakota | $79K | -2% | 990 |
| Wisconsin | $79K | -2% | 5,710 |
| Indiana | $79K | -2% | 5,120 |
| North Carolina | $79K | -3% | 11,320 |
| Nevada | $78K | -3% | 4,400 |
| Michigan | $77K | -4% | 9,720 |
| Alaska | $76K | -5% | 920 |
| Iowa | $76K | -6% | 3,660 |
| South Carolina | $75K | -7% | 4,760 |
| Idaho | $75K | -7% | 1,660 |
| Texas | $75K | -7% | 42,900 |
| Ohio | $75K | -7% | 11,240 |
| Florida | $75K | -7% | 29,680 |
| Arizona | $75K | -7% | 12,430 |
| Nebraska | $74K | -8% | 3,470 |
| Alabama | $73K | -10% | 3,770 |
| South Dakota | $73K | -10% | 1,130 |
| Louisiana | $70K | -13% | 3,970 |
| Georgia | $70K | -13% | 14,390 |
| Kansas | $70K | -14% | 3,560 |
| Kentucky | $69K | -14% | 4,360 |
| New Mexico | $68K | -16% | 2,400 |
| Mississippi | $67K | -16% | 1,720 |
| Utah | $67K | -17% | 3,760 |
| Missouri | $67K | -17% | 7,000 |
| Montana | $67K | -17% | 1,480 |
| Arkansas | $65K | -20% | 3,120 |
| West Virginia | $64K | -20% | 1,720 |
| Tennessee | $64K | -21% | 7,990 |
| Oklahoma | $63K | -22% | 4,230 |
Showing 1–10 of 51 (all 50 states + DC)
Track compliance officers salary changes
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Frequently asked questions
Can a compliance officer afford a 2BR apartment alone in Bay City?
Yes — at the median salary of $70K, rent takes 22.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,030/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for compliance officers in Bay City?
The 10th-percentile wage — what new compliance officers typically earn — is $45K/year. Take-home on that works out to about $2,680/month. At HUD’s $1,030/month FMR, rent would take 38% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is compliance officer a high-paying job in Bay City?
Local pay runs 13% below the national median — $70K here vs. $81K nationally. Cost of living is 8% below the national average, which narrows that gap in real purchasing power.
How does Bay City compare to the national average for compliance officers?
Bay City pays $70K median vs. the U.S. average of $81K — that’s -13%. After adjusting for local cost of living (RPP 91.92), the purchasing-power equivalent is $76K — below the national median.
How much do compliance officers make in Bay City, MI?
The median is $70,140 a year, that works out to about $34 an hour. But the range is wide: entry-level workers start around $44,660, and experienced compliance officers can clear $97,430. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $70K enough to live in Bay City?
On that salary, you'd take home roughly $4,562/month after taxes. A 2-bedroom here rents for about $1,030/month, which eats 22.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a compliance officers salary go in Bay City?
Bay City has a Regional Price Parity of 91.92 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median compliance officers salary is worth about $76,305 in national-average purchasing power.
Where do compliance officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.