Compliance Officers Salary
Compliance Officers in Panama City-Panama City Beach, FL make a median of $64,860 a year, or about $31.18 an hour. The range runs from $44K at the entry level to $119K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $66,660 in purchasing power. Rent on a 2-bedroom averages $1,017/month, or 22.6% of estimated take-home pay.
So what does $65K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About compliance officers
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What this looks like in Panama City-Panama City Beach
Pay for compliance officers in Panama City-Panama City Beach runs about 20% below the U.S. median of $81K. Housing is manageable: a 2-bedroom at the HUD median costs $1,017/month, 22.6% of take-home, well inside the 30% guideline. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Panama City-Panama City Beach can be a reasonable trade-off for compliance officerss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for compliance officers in metros near Panama City-Panama City Beach, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $80K | $70K |
| Tampa-St. Petersburg-Clearwater | $76K | $75K |
| Orlando-Kissimmee-Sanford | $71K | $70K |
| Jacksonville | $77K | $77K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level compliance officers (10th percentile) start around $44K. Mid-career wages sit at $65K. Top earners bring in $119K or more, a $75K spread from bottom to top.
Compliance Officers pay across states
Median income ranked highest to lowest, compared to the national figure
View Compliance Officers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $111K | +38% | 4,380 |
| Massachusetts | $102K | +26% | 13,190 |
| New Jersey | $100K | +24% | 13,310 |
| California | $97K | +20% | 49,880 |
| Connecticut | $92K | +14% | 3,610 |
| Delaware | $91K | +13% | 2,150 |
| Vermont | $90K | +12% | 1,960 |
| New York | $90K | +12% | 23,500 |
| Washington | $89K | +10% | 11,130 |
| Rhode Island | $88K | +9% | 970 |
| Minnesota | $86K | +6% | 6,140 |
| Pennsylvania | $86K | +6% | 19,810 |
| Maryland | $85K | +5% | 10,100 |
| Maine | $84K | +4% | 1,790 |
| Oregon | $83K | +3% | 5,360 |
| New Hampshire | $83K | +3% | 1,730 |
| Hawaii | $83K | +2% | 1,270 |
| Colorado | $82K | +2% | 7,740 |
| Illinois | $81K | -0% | 10,650 |
| Virginia | $80K | -0% | 15,190 |
| Wyoming | $80K | -1% | 580 |
| North Dakota | $79K | -2% | 990 |
| Wisconsin | $79K | -2% | 5,710 |
| Indiana | $79K | -2% | 5,120 |
| North Carolina | $79K | -3% | 11,320 |
| Nevada | $78K | -3% | 4,400 |
| Michigan | $77K | -4% | 9,720 |
| Alaska | $76K | -5% | 920 |
| Iowa | $76K | -6% | 3,660 |
| South Carolina | $75K | -7% | 4,760 |
| Idaho | $75K | -7% | 1,660 |
| Texas | $75K | -7% | 42,900 |
| Ohio | $75K | -7% | 11,240 |
| Florida | $75K | -7% | 29,680 |
| Arizona | $75K | -7% | 12,430 |
| Nebraska | $74K | -8% | 3,470 |
| Alabama | $73K | -10% | 3,770 |
| South Dakota | $73K | -10% | 1,130 |
| Louisiana | $70K | -13% | 3,970 |
| Georgia | $70K | -13% | 14,390 |
| Kansas | $70K | -14% | 3,560 |
| Kentucky | $69K | -14% | 4,360 |
| New Mexico | $68K | -16% | 2,400 |
| Mississippi | $67K | -16% | 1,720 |
| Utah | $67K | -17% | 3,760 |
| Missouri | $67K | -17% | 7,000 |
| Montana | $67K | -17% | 1,480 |
| Arkansas | $65K | -20% | 3,120 |
| West Virginia | $64K | -20% | 1,720 |
| Tennessee | $64K | -21% | 7,990 |
| Oklahoma | $63K | -22% | 4,230 |
Showing 1–10 of 51 (all 50 states + DC)
Track compliance officers salary changes
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Frequently asked questions
Can a compliance officer afford a 2BR apartment alone in Panama City-Panama City Beach?
Yes — at the median salary of $65K, rent takes 22.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for compliance officers in Panama City-Panama City Beach?
The 10th-percentile wage — what new compliance officers typically earn — is $44K/year. Take-home on that works out to about $2,640/month. At HUD’s $1,017/month FMR, rent would take 39% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is compliance officer a high-paying job in Panama City-Panama City Beach?
Local pay runs 20% below the national median — $65K here vs. $81K nationally.
How does Panama City-Panama City Beach compare to the national average for compliance officers?
Panama City-Panama City Beach pays $65K median vs. the U.S. average of $81K — that’s -20%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $67K — below the national median.
How much do compliance officers make in Panama City-Panama City Beach, FL?
The median is $64,860 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $44,000, and experienced compliance officers can clear $119,080. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $65K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $4,501/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 22.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a compliance officers salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median compliance officers salary is worth about $66,660 in national-average purchasing power.
Where do compliance officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.